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And The Dinar Guru Predicts...

The World's Largest & Most Trusted Archive of All Your Favorite Guru Predictions From Around the Web Since 2010...Millionday, Pimpy, Kaperoni, Jeff, Breitling, Poppy3, OkieOilMan, Frank26, Mnt Goat, Enorrste, BGG, Militia Man, Mailman17 and all the others...Join over 101,634 of the sharpest, most savvy and informed members and growing!

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Dinar Guru Resources:

New York Time
Baghdad Time
New to the Iraqi Dinar? Start Here: Biggest Dinar Myths & Secrets Exposed
( Updated: )

Official Central Bank of Iraq (CBI) Dinar Rate:


1310 IQD to 1 USD


Dinar Market Rate:

(CBI last reported for May-2025)

1504 IQD to 1 USD

- Rates Are Within IMF 2% Rule: NO

- Are Rates IMF 2% Rule Compliant for 90 Days: NO

(maintained market rate: Mar. 15, 2018 to 4-20-2020 | 12-20-2020 to 5-26-21 | 6-16-2021 to Unknown date)

(NOTE: rates were out of compliance for 3 days starting 11-5-2019 & 2 days starting 1-7-2020 and from 4-21 to 12-19-2020 |From 5-26-21 to 6-16-21)

NOTE: Stopped daily market rate reporting on 8-11-2021. Began monthly reporting
Dinar Guru "RV" Meters
( Updated: )
Dinar Gurus who feel Dinar will RV within days...
26%
Dinar Gurus who feel the Dinar will NOT "Change" until certain "things" are accomplished...
74%

Dinar Gurus who feel the Dinar will FLOAT "slowly" upward instead of RV...
37%
Dinar Gurus' Official Master List of Possible Major " To Do's ":
  1. Moved to IMF Article VIII
  2. HCL passed/imp. [Temp 11/2014] [agreed in spirit 12-2014]
  3. Erbil Agreement Impl.
  4. Election Law (DONE! 12/2013 | Amend Dec 2019)
  5. UNSC Chapter 7 (Done?? summer-2013/ Dec/2017 moved to ch VI?? June-2018 Resolution 1487: CBI released from Sanction list. Voted 2-22-2022 Resolution 2621. 8-12-2023 - Iraq appears out of Ch VII but U.S. has not release them. 12-13-2025 UNAMI ceremony announcing UN Leaving Iraq on 12/31/2025.)
  6. UNSC Chapter 6 (began 12/2017 ?)  12-13-2025 UNAMI ceremony announcing UN Leaving Iraq on 12/31/2025.
  7. Article 140 impl. (Supreme Court Support 5/2018 - must impl.) (8/2019 Federal Court clarifies constitutional force) (National census complete - preliminary results Nov/2024)
  8. Economic/Banking laws passed (more needed)(12-2017)
  9. Investment laws (Voted! 10/2015 Printed 1/2016)
  10. Power Sharing (Done!! 10/2014)
  11. Internationally accepted Dinar
  12. GOI Seated (10/2014) [Done - Fully seated 6-6-2020]
  13. Tariff Law (partial)
  14. CBI & Market rate within 2%-90 days (start ~Mar. 15 2018? Nation wide start ~Nov. 2018)
  15. E.O 13303 (Done 12/2017 - Biden renewed May 2023)
  16. Law of Financial Administration/Financial Management Law (First vote May 2019) | Amend Dec. 2019
  17. CBI Auctions Stopped (partly Done - June 2020? to Jan/2024) (Moved to local banks - Jan/2025)
  18. Remove Iranian influenced militia inside of Iraq
  19. Remove Iranian influenced politicians from Iraq's government to President Trump's approved level. 

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8-8-2026   Intel Guru Bruce   [via WiserNow]  One of our contacts, one of our sources, came out and said Saturday, Sunday, and added Monday as a possibility.  I really wanted want you guys to get the feeling that we are close, that we could be there this weekend...Saturday, Sunday...Monday has been added as a possibility, and it could be we get notified over the weekend. 

8-7-2026   Newshound Guru Jeff
    They have money to be able to pay all their other bills and payments.  Isn't that interesting?  Another thing too, there's been times in the past they haven't been able to pay salaries, but did they ever put this level of an emphasis on it?  No. This time they're putting a massive emphasis on not being able to pay the salary. Sometimes you have to look at the uniqueness of things, things that are ironic that haven't happened before...

8-7-2026   Newshound Guru Stephen  Once I know what bank and branch I'm going to, I'm only taking a very little bit, maybe two 25,000 notes.  I'm going to see how the process is handled...Once I feel confident they can handle a larger volume, then I'll go back...I will most likely do it over a period of a few days...

8-7-2026   Newshound Guru Kaperoni  The VND will remain weak for a very long time.  Why?   because the country competes with China for mfg contracts.

8-7-2026   Newshound Guru Sandy Ingram  Iraq is facing a cash shortage because it is having trouble exporting its oil through the Straight of Hormuz... Many government workers have not received their July salaries...Iraq depends on oil for about 90% of it's government revenue...Because going through the Straight of Hormuz has been disrupted Iraq's oil exports have dropped sharply.  

8-7-2026   Intel Guru Frank26  There's only one option for the monetary reform of the Iraqi dinar, raise the value of the exchange rate and add value to it...

8-7-2026   Intel Guru Reset Intelligence  Back in April, Washington blocked its cash shipments to Iraq to force Baghdad's hand on the militias. This week the plane was reloaded with $500 million. Nobody freezes half a billion dollars as punishment and then quietly releases unless they got what they want. Somewhere between April and August, Baghdad did the thing Washington asked of them.  Meanwhile the salaries are late, parliament is being dragged in on its day off, the street dollar is at its widest gap in weeks, and the US Senate is headed for an extra long weekend. ICYMI, Nixon closed the gold window on a Sunday night. 55 years ago. Keep one eye open on this weekend.

8-7-2026   Newshound Guru Jeff  We saw two articles that said the completed formed government is what allows Iraq to enact the major reforms...A completed government is going to happen very close to the timing of the rate change...I personally think once they complete the cabinet, they'll change the rate within days of that.  They'll be very close to each other.

8-7-2026  Newshound Guru Thom   I am sure that you guys have seen the pictures going around about the new money counters at CHASE...I just so happened to be at an appointment a few blocks from my CHASE Private Client branch...I went in and deposited some cash. And this machine was sitting right there behind the teller. I asked about it and her eyes lit right up. She was very excited about it. She didn't know that much about it but she allowed me to take pictures...In the bottom right corner is VND. There was no IQD or IDR listed...I came home and then asked @grok for some details on it..."The machine is a Giesecke+Devrient (G+D / GD) ProNote 1.5, a compact table-top banknote processing system (money/bill counter and sorter)." ...It allegedly can be programmed for any currency. [See photo below...]
Picture
Giesecke+Devrient (G+D / GD) ProNote 1.5, a compact table-top banknote processing system
8-7-2026   Newshound/Intel Guru Mnt Goat   Article:   “AL-ZAYDI AND ERDOGAN AGREE TO BEGIN IMPLEMENTING THE “DEVELOPMENT ROAD” AND TO ORGANIZE MEETINGS OF THE “WATER COMMITTEE” Quote:  “Iraqi Prime Minister Ali al-Zaidi and Turkish President Recep Tayyip Erdogan agreed on Tuesday evening to begin implementing the “Strategic Development Road” project..."  ...meetings with the neighboring country of Turkey are underway which is a vital partner to have for this project, in fact MAJOR partner. It is looking VERY promising that Turkey will invest and assist. I have to say this - did the recent trip to Turkey made by President Trump to see Erdogan have anything to do with this?  ...it all ties together for peace in the middle east..If there is peace our chances for an RV go up substantially.

8-7-2026   Intel Guru Bruce  [via WiserNow]   ...we know that forex rates usually show up on a Wednesday or a Sunday night...Now that would translate to new rates on bank screens and redemption center screens, as well.  I do have three different sources that are saying almost the same thing...if this does not go ...Wednesday, the fifth...then we're looking at the eighth or ninth, which is Saturday the eighth or Sunday the ninth this weekend...three of our sources, all three separate are saying about where we are right now...
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8-6-2026   Newshound Guru Samson   Article:  "THE US TREASURY REMOVES FLY BAGHDAD FROM ITS SANCTIONS LIST"

8-6-2026   Newshound Guru Stephen  1-800 numbers are false.  You're not going to go to a redemption center...That is also false...And for the love of God, please listen to this last one.  You are not going to send your dinar off to anyone...You're not even going to let your bank take your dinar and send it off for verification.  We are talking about large sums of money here.  If you decide to let your dinar out of your sight and if you send it off to someone, even if they say they have your best interest...promise that they're going to deposit it for you, if you lose it, if they take it, that is going to be your own fault.  You are not going to let your dinar out of your sight.  You're going to have your eyes on it the entire time...

8-6-2026   Newshound Guru Jeff   Sanctions...that's the handcuffs on Iraq.  As soon as they take those off, Iraq can go international.  Those come off when the rate changes.  They happen together simultaneously...allowing them to go international...

8-6-2026   Newshound Guru Kaperoni   Even when Kuwait reinstated their currency back in the early 2000s they only had about $90 billion dinars of their currency in circulation. Significant difference. It is impossible with a net worth of only $16 trillion dollars to RV your currency with 100 trillion in circulation.

8-6-2026   Newshound/Intel Guru Fnu Lnu   It is clear that, due to the war, the Strait of Hormuz has been closed, significantly restricting oil exports and causing a sharp decline in public revenues. As a result, the federal government is facing a crisis in financing its operational budget, particularly the payment of public sector salaries. To address this situation...the Iraqi government is reportedly considering deleting three zeros from the national currency. For example: 25,000 Iraqi dinars would become 25 dinars...Instead of expressing figures in billions, they would be expressed in millions...It also intends to revalue the exchange rate against the U.S. dollar. For example, after removing the three zeros, $100 could be exchanged for 150 Iraqi dinars...The government...believes this measure could help reduce the apparent size of operational budget expenditures, including salaries.

8-6-2026   Newshound/Intel Guru Walkingstick   [Iraqi bank friend Aki update] The shortage in liquidity in the markets is causing a big demand on the 3-zero notes...It means the rate is going in the right direction...There are no more 3-zero notes...now there's a huge demand for the 2-zero notes and shortly there will be a great demand for the 1-zero notes...after the 1-zero notes will be the lower notes...Every day our rate fluctuates...The important part is the direction it's going.  Every day our currency is gaining value.  That's why the RI and the RD will be here soon.  We are geared up to go international. 

8-6-2026   Newshound Guru Clare  Article:  "Apple, Google, and Meta licenses Reactivating TikTok revenue in Iraq: Abu Kalal meets with the Central Bank Governor"  Quote:  "The meeting also discussed...regulating payments for influencers and content creators, in order to ensure that they comply with the approved legal, tax and financial frameworks...The two sides discussed mechanisms for attracting and licensing global digital companies and platforms, including Apple, Google and Meta, to operate properly within Iraq, and regulating their digital services and related payment processes, in a way that supports the investment environment and the digital economy."

8-6-2026   Newshound Guru Samson  Article: "THE IRAQI MARKET IS ATTRACTING THE ATTENTION OF THE AMERICAN PRIVATE SECTOR"

8-6-2026   Newshound Guru Stephen  The last 6 months we have seen change happen like never before.  As someone who has been involved in this investment since 2011, Iraq has let deadlines come and go.  They have meant nothing to Iraq.  But...since the Trump administration has gotten involved with them, we have a new prime minister who is getting rid of corruption, he's signing big deals, it's putting pressure on the HCL law...we have Starlink which is going to allow citizens to do online banking, we have all of these banking reforms being implemented right now.  This stuff is happening right before our very eyes...We are in very exciting times.

8-6-2026   Newshound Guru Jeff   There's a massive currency shortage.  They're claiming it's due to lack of oil revenues from the war... Iraq talks to you out of both sides of their mouth...You need to think about this from both sides...What are things that might happen when the rate's about to change?  ...January through June, they kept telling us, 'Hey, we're eventually going to have to adjust the salary pay scales.' What causes that?  ...A rate change force them to have to adjust salary pay scales...Is it possible they're not paying salaries because they need to adjust the pay scale?  ...New currency denominations impact the budget and the salary pay scales...All possibly suggest the rate is about to change.  Those are things Iraq can't tell you.  Iraq had no problem paying salaries during the first half of the year but when you hit the second half of the year it's magically a big problem, which is potentially a new budget period. 

8-6-2026   Newshound/Intel Guru Mnt Goat   Article:   “CONGRESS COMMENTS ON THE BOMBING OF THE POPULAR MOBILIZATION FORCES: WE FUND THE IRAQI GOVERNMENT AND IT PAYS SALARIES TO THE MILITIAS.”   What?  ...This concept really gets my goat. They are using your tax dollars to stop the RV. I don’t mean directly or consciously even.   What I mean is these funds being paid to Iraq is your tax dollars, yet by  supporting the militia using these funds they are actually holding up the  RV process.

8-6-26   Intel/Newshound Guru MarkZ   [via PDK]   People...are now in place and waiting for the “GO”...Even the bond side says they are just waiting for the call. There are a bunch of people in position. Everyone is just waiting for permission to go. 

Get caught up on past updates below and if you are not a dinarguru.com alert list yet now is a great time to do it...It's free and only takes a sec to join...If you invested in the dinar and spend time on the site you don't want to miss something very important because you're not on the list.  Click here to get on the list now.

8-5-2026   Newshound Guru Clare  Article: "Does the increased money supply threaten the stability of the Iraqi economy? Al-Zaydi's  advisor explains the risks" Quote: "The Prime Minister’s financial and economic advisor, Mazhar Muhammad Salih, revealed...the issuance of currency in Iraq recorded a remarkable increase during the first five months of 2026, reaching about 113.560 trillion  dinars by the end of May, an increase of 13.761 trillion dinars, or 13.8%, compared to the end of 2025.”

8-5-2026   Newshound Guru Jeff  Question "I got my dinar in Iraq at a military base.  I don't have a receipt?"  Receipts are not critical in this.  The banks have machines that should do three things for you, count, sort and authenticate your foreign currency.   Even if the machines they use that do the counting don't have the cameras to do the imaging and scanning or authenticating, they  still have security cut sheets where they can visually inspect your notes.  All that receipts are for are for you taxes.  They  might get you a lower tax rate depending on how long you've had your currency.

8-5-2026   Newshound Guru Stephen  The CBI rate still has the Iraqi dinar pegged at 1310 dinar per US dollar. So for anyone who is  saying they got paid, anyone who is saying they cashed in their dinar, I would argue they are most likely lying to you. [Dinar Guru Note:  You can always see the latest official CBI Iraqi dinar rate in the left column of this page.]

8-5-2026   Newshound Guru Militia Man  Holders of illicit or laundered funds have strong reasons to stay outside the formal system.   They do not want the scrutiny that comes with depositing large cash amounts...'Where did you get this?' ...They've been warning and warning and warning and telling us they're going to potentially be doing the deletion of the zeros.  Think about all those folks that have billions of dinar. They're afraid to get it into the system because they got it by illicit means.  Just wait until they adjust the Real Effective Exchange Rate and see what happens because they only give them a month...It forces the legitimate mass back into the system and leaves the rest exposed or stranded.  I would not want to be holding the bag with a billion dinars in  Iraq.

8-5-2026   Newshound Guru Sandy Ingram  No currency is guaranteed to rise.  Economic data, central bank decisions and global events can change the outlook of any currency quickly.

8-5-2026   Newshound/Intel Guru  Walkingstick  [Iraqi bank friend Aki update] Aki says there is a serious shortage in our markets for our currency.  They are fearful to use the 3-zero notes but they are no longer an issue.  A good amount were collected and brought to the banks when the monetary reform education started.  The 3-zero notes are gone and that's what's causing a lot of problem with the citizens in the market...Right now there is a huge demand for 2-zero notes...The LDs will be coming out very shortly and until that time the 1-zero notes will become also in great demand. 

8-5-2026   Intel Guru Reset Intelligence  A public who has spent weeks hearing the state cannot pay [their salaries] will greet the [rate] change as rescue, which it was designed to look like...The dinar moves last behind the [open cabinet] chairs and the budget.  But when a government this rich starts telling its people it is this poor what you are watching is stagecraft.  And the stage is being set for the one event that ends the play... Baghdad is rehearsing a crisis.  Shows only get released when opening night is booked.

8-5-2026   Newshound Guru Clare  Article: "Purchasing power under pressure: The impact of delayed salaries on the local economy - Urgent”  Quote: “salaries represent the main source of income for millions of Iraqi families, and any delay in their disbursement leads to a decline in purchasing power and a decrease in spending rates, which is reflected in various commercial and service sectors.”

8-5-2026   Newshound Guru Jeff   Right now Iraq is claiming they only have a currency shortage to pay salaries.  They can pay all their other bills.  I searched the news for two hours a day.  I have not seen one article saying they can't pay any other bills...They're able to  pay all their other bills, just not salary payments.  Think about that carefully...Why is it they can't only pay salaries?  Because in a new budget period with a pending rate change they would have to adjust salary pay scales and approve the budget.  To approve the budget, the new currency value has to exist and be in place...This suggests to me the rate changing is most likely in August.

8-5-2026   Newshound Guru Stephen  Iraq is going through a liquidity crisis... salaries have not been paid yet.  I find it very interesting that Iraq is sitting on about $94 billion in reserves, not including their gold holdings.  They clearly have enough capital, they have enough cash...The government is definitely under a lot of pressure here which I think is a good thing...That means they have to make some type of fiscal change or monetary change.

8-5-2026   Intel Guru Bruce   [via WiserNow]  ...we know that the Dinar for us that go to the redemption centers will be offered as a contract rate, which is very high, very high...there's no contract rate on the dinar except at the redemption center

8-5-2026   Newshound/Intel Guru Mnt Goat   ...they came right out and told us it is the Iran conflict thats hindering the start of the project to remove the zeros... But my CBI contact is keeping us informed. They do want to target January 2027 again. Can they do it? There is lots of cleanup still to do with these Iranian backed militia and factions but this is supposed to be completed by end of September 2026. The US coalition just announced they are now moving out of Iraq as their part of the deal to disarm the militia... 

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