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Dinar Guru Resources:New York Time
Baghdad Time
New to the Iraqi Dinar? Start Here: Biggest Dinar Myths & Secrets Exposed
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Official Central Bank of Iraq (CBI) Dinar Rate:1310 IQD to 1 USD Dinar Market Rate:1504 IQD to 1 USD - Are Rates IMF 2% Rule Compliant for 90 Days: NO (maintained market rate: Mar. 15, 2018 to 4-20-2020 | 12-20-2020 to 5-26-21 | 6-16-2021 to Unknown date) Dinar Guru "RV" Meters
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Dinar Gurus who feel Dinar will RV within days...
26% Dinar Gurus who feel the Dinar will NOT "Change" until certain "things" are accomplished...
74% Dinar Gurus who feel the Dinar will FLOAT "slowly" upward instead of RV...
37% Dinar Gurus' Official Master List of Possible Major " To Do's ":
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9-13-2026 Intel Guru Reset Intelligence The 800 number, the appointment, the contract rate, the NDA...I went looking for them - through every banking authority, every central bank statement, every court record that touches the story...The redemption center is real...it just has a bank's name on the door.
9-13-2026 Newshound Guru Jeff Question: "Are banks going to have enough funds to swap us out? Is it funded by banks?" Jeff: No, it's not. It's a currency swap. You're exchanging or trading Iraqi dinars into US dollars. Now, your bank or financial broker...where you exchange is not going to give you US dollars... They're going to virtually deposit the dinars into your bank account in the form of US dollars...It's not funded. Banks don't need to have funds to swap us out. You're going to turn in dinar and you're going to exchange your dinar for whatever the dollar value is and they're going to virtually deposit that into your account. They don't need the funds to do it. 9-13-2026 Intel Guru Frank26 The HCL is in two parts. First we needed to get all the legislation and get all the laws through. Most of all Article 140 and to get Erbil and Kurdistan to agree with it. That's all check. What's the second part? Change the exchange rate... 9-13-2026 Newshound Guru Clare Article: "US Sanctions target Iraqi individuals and companies for their ties to Iran" Quote: "The U.S. Treasury Department on Thursday imposed new Iran-related sanctions targeting Iraqi individuals and companies." 9-13-2026 Newshound Guru Samson Article: "US CHARGE D'AFFAIRES : AL-ZAIDI'S VISIT TO WASHINGTON OPENED NEW HORIZONS FOR THE IRAQI-AMERICAN PARTNERSHIP" 9-13-2026 Newshound Guru Stephen I've always said the Iraqi dinar is the very beginning of the financial blessing. It's the first domino to fall...I believe it is going to be the foundation to give us the equity and the funds to invest in many many other things that are only going to accelerate and explode our wealth from the dinar that much more... 9-13-2026 Newshound Guru Thom For those of you who aren't familiar with the Development Road Project in Iraq...The Development Road Project...aims to build a major transport corridor of roads and railways roughly 1,200 kilometers long. It runs from the Grand Faw Port in southern Iraq (on the Persian Gulf) north to the Turkish border. The goal is to turn Iraq into a key trade hub that moves goods between Asia and Europe more quickly, create jobs, earn money from trade (projected around $4 billion a year once running), reduce reliance on oil...In April 2024, Iraq, Turkey, Qatar, and the UAE signed a cooperation agreement...In December 2025, Iraq’s prime minister opened the first section... Work on designs and partnerships (including with Turkey) has continued into 2026...This is a big deal. 9-13-2026 Newshound Guru Militia Man The Development Road is no longer just a slogan or a signed MoU. It is entering the phase where technical committees, finance ministries, and oil entities are negotiating the plumbing. That kind of work creates its own momentum. Combined with the energy contracts, banking compliance clocks, and formalization systems already in motion, it strengthens the case that the overall direction has real weight behind it. 9-13-2026 Central Banks Guru Terrance Question: "When the rate change does occur...and they give their citizens in Iraq a time frame to exchange the current notes for new lower denominations...does that apply to us? Are we going to have to contact Chase or Bank of America to find out exactly what that window is? Or do you think the Central Bank of Iraq will put out a rule book...for what it's going to be for foreign holders of the currency?" Terrance: Iraq does not have to honor foreign currency holders...They don't even track the amount of Iraq dinar outside of the country. It's not on their radar because it's not tradable and it doesn't stimulate their economy. So they're under no obligation...but they will [honor it] because they don't want to harm the relationship [with international banks/investors]... 9-13-2026 Intel Guru Reset Intelligence Chevron does not gamble...and does not pre-pay. Its entire business is deciding which countries can be trusted to deliver barrels against dollars. It has priced that question in Iraq at no for two decades. This week its answer changed...on the strength of books that years of audits, seizures and teller training have made readable...The most reliable verdicts on a country never come from its politicians. They come from the people whose own money is at stake. Washington rebuilt Baghdad's vault with a cash airlift...and now private capital...is paying in advance. Each one is a wager placed with real money that Baghdad delivers what it has scheduled. Why the currency underneath those wagers sits where it sits is...the case for revaluation. That schedule is short now... 9-13-2026 Newshound Guru Jeff When Iraq revalues the sanctions will automatically get lifted at the same time. Everything happens at the same time... 9-13-2026 Intel Guru Frank26 Question: "Pertaining to, 'Know when to hold'em and when to fold'em', how does this pertain to currency exchanges?" Frank26: You have to know when to hold them, your dinars and you have to know when to fold them, turn them in because you're going to go through an RI...When it reaches 1 to 1 what are you going to do? ...You have 1 million dinars, you have $1 million dollars. Well I'll exchange! Okay but you can also hold'em and not fold'em and wait...then we get to $3.22. What does that mean? Well, if you have 1 million dinar, you have $3.2 million dollars...What happens if it goes into an RV? Once it passes $3.22 and goes into a revaluation of the currency? You want to cash out at $3.22 or wait till it gets to maybe $3.86, $4-whatever? Those are the decisions you have to make. You have to know when to hold'em and when to fold'em. 9-13-2026 Newshound Guru Clare Article: "A major shift in the relationship between Baghdad and Washington... The US Chargé d'Affaires: Al-Zaidi's visit resulted in agreements worth $60 billion, and Trump looks forward to a fruitful partnership with Iraq" Quote: "The U.S. Chargé d'Affaires in Iraq, Steven Fagin, affirmed that relations between Baghdad and Washington are on the cusp of a new phase of development and transformation..." 9-13-2026 Newshound Guru Ariel When the US troops complete their withdrawal by September 30 and PM Ali al-Zaidi has been crystal clear, full sovereignty, no extensions, no residual force, no “adviser” loophole Iraq regains control of its own monetary policy. The 2027 budget, which is being presented now, is structured around a new program rate. Not the old one. The new one reflects Iraq’s actual resource-backed valuation. Every holder of the old dinar who has physical notes registered in a recognized account gets exchanged at the new rate. The margin between the suppressed program rate and the sovereign rate is where the overnight wealth lives. [Post 2 of 2] 9-13-2026 Newshound Guru Ariel THE REVALUATION CASCADE: Iraq has been operating under an artificially suppressed exchange rate since 2003. The dinar was deliberately pegged low 1,470 to the dollar under the program rate... Iraq’s currency was low not because Iraq is poor. Iraq is sitting on proven oil reserves of 145 billion barrels, 9% of global supply. Add natural gas, phosphates, sulfur, gold deposits in the northern provinces. Iraq economic reports...The currency does not reflect the asset base... [Post 1 of 2] 9-13-2026 Intel Guru Bruce [via WiserNow] ...if you remember-one of our sources was pretty high up in the banking world that we talked to said he thought that there was a true back wall for us to get notifications for Tier 4B 800 numbers would be Monday, which is the 14th. So we've got new rates coming up on Forex Sunday night, the 13th, the 14th...notifications for us, and then the 15th, which is when the United Nations operational rates are published on the first and 15th of every month, so...I think they were trying to align themselves with the UN operational rates which would come out on the 15th with the new rates... Get the RV Participating Banks/Redemption Centers in your area when the time comes plus Iraqi dinar alerts, newsflashes & more. Click here to join the community's #1 trusted dinar alert list now...It's free.
9-12-2026 Newshound Guru Jeff The Vietnam dong is one of the lowest valued currencies in the world...Since '22 to '26 all it's done is gone down in value...What keeps their GDP dialed in is keeping the value of their currency low. They're a communist regime nation and for them to elevate their GDP, they have to keep the value of their currency low...Vietnam has to change their government structure from a dictator communist regime to a democracy then the value of their currency will go up in value. That's exactly what Iraq did. Iraq went from a communist dictator regime...Saddam Hussein...now they've transitioned to a democracy. Now you witness their currency going up in value.
9-12-2026 Intel Guru Frank26 Question: "Do you recommend taking all of our currencies right away or to wait?" I'm sorry sweetie, that's got to be your decision. I can't tell you what to do with your money...What I'm going to do, in the beginning, was to exchange 20% and hold 80% and watch it float...The Holy Spirit moved me in a different direction. I am to exchange 80%, hold on to 10% - 20%. That's it, especially at my age. I don't have much time left. 9-12-2026 Newshound Guru Samson Article: "SHEIKH AL-KHAZALI : SEPTEMBER 30TH IS A PIVOTAL MOMENT IN THE FATE OF IRAQ'S STABILITY" 9-12-2026 Newshound Guru Stephen I am someone who is a true believer in the Iraqi dinar revaluation. I do believe it will be one of the largest wealth events in our lifetime. That's my own personal thoughts, opinions and convictions. We are all adults here so you make the investment decisions that you feel comfortable making. No one knows when or if the Iraqi dinar is going to revalue but I personally do believe it is going to happen. It's not a matter of if, but when. And I do believe that when is very very close. 9-12-2026 Intel Guru Reset Intelligence Foreign holders are on a separate rail from Iraqi citizens. The domestic swap runs through the Central Bank of Iraq...The international rail settles in your own country, paid in USD, EUR, GBP, AUD, or CAD. The CBI describes any future operation as an announced, appropriate transitional period...No 800 number in history has been how a central bank told the world where to exchange money. 9-12-2026 Central Banks Guru Terrance If you had a problem or struggle redeeming or exchanging your Iraq dinar and you say, 'well I'll get on a plane and go to Iraq and to the central bank', every central bank in the world would refuse you. Even if you hop on a plane and go to Iraq and go to one of the major banks...they would refuse you too because...you're not an [Iraqi] citizen... 9-12-2026 Newshound Guru Sandy Ingram A country attempting to strengthen its currency and attract international investment needs security, political stability, functioning institutions and protections of its economic infrastructure. Iraq is now moving towards taking greater responsibility for its own national security. At the same time it continues banking, financial and economic reforms so they can connect to the international global financial systems...Iraq's security and economic future are closely connected...Money will not come into the country unless investors feel safe...This is a developing story and we are watching it very carefully. 9-12-2026 Newshound Guru Jeff Question: "Do you think you can walk into a bank that takes dinar, open an account and deposit it without having an account [before hand]?" Jeff: No. To do anything with foreign currency in a bank, you've got to have an account there because they're going to require that. 9-12-2026 Intel Guru Frank26 Nobody's going to come out at 1310 with the lower notes. And if they do, you know damn well what's going to follow right after that. If the HCL comes out at 1310 within nanoseconds later, boom, you're going to see the new exchange rate. Because what good does it do to have the HCL without a proper rate for it? What good does it do to have the lower notes without a rate for it? 9-12-2026 Intel/Newshound Guru MarkZ [via PDK] I had another member tell me a bank story: “I opened a Wells Fargo account a few weeks ago. A Sr. Vice President called me saying he wanted to make sure I was happy with WF and everything was good. I took the opportunity to ask him if they were doing anything with currencies. He asked “Do you mean like the Iraqi dinar and Vietnamese dong?“ I said “exactly..." He...said “Fingers crossed things will happen in the next few days.” 9-12-2026 Intel Guru Bruce [via WiserNow] ...some of the banks...received a memo that told them...what they had heard the rate was going to be on the new Iraqi dinar on Sunday night. Now remember, we're looking for a timeline for us that sort of begins Sunday evening with the resurgence of the forex and the rates that show up on the forex Sunday night. Now those rates will parlay into bank screens and into the redemption center screens, essentially Monday morning... 9-12-2026 Newshound/Intel Guru Mnt Goat Article Quote: “during its recent meeting with the governor of the Central Bank, the finance committee raised several questions related to removing zeros, printing currency...” So, this confirms to us the Finance Committee and the CBI have met and discussed what is needed to do it. Finally, a confirmation on this meeting, which my CBI contact also just told me had to happen. Get caught up on past updates below and if you are not a dinarguru.com alert list yet now is a great time to do it...It's free and only takes a sec to join...If you invested in the dinar and spend time on the site you don't want to miss something very important because you're not on the list. Click here to get on the list now.
9-11-2026 Newshound Guru Jeff We are extremely close to the finish line because of good old Mr. Trump hooking us up. Super super close.
9-11-2026 Newshound Guru Clare Article: "American car manufacturer Ford enters the Iraqi market Starting from the beginning of next October" Quote: "Ford said in a statement that North Island Company will, under this appointment, handle the distribution of Ford vehicles, the provision of genuine spare parts, and the provision of after-sales services throughout Iraq," 9-11-2026 Newshound Guru David There absolutely will be a timeline that's associated with this. Typically it's been 90 days...Once that timeline has been exhausted, once it's expired, people that have not exchanged at that time, they're out of luck...Have a game plan. Have your house in order. Set some deadlines. Set some goals and achieve those goals... 9-11-2026 Newshound Guru Stephen A revaluation of the Iraqi dinar is in the future. How it's going to go down, the rules, the timelines on which we have to exchanges are things that we are purely speculating on. No one knows until it actually comes forth. 9-11-2026 Newshound Guru Thom Article: "The committee maintains its target to finish writing the draft law by September 15 for submission to the Council of Ministers." It is my opinion that Iraq will need a new Real Effective Exchange Rate prior to passing the budget and HCL. 9-11-2026 Newshound Guru Clare Article: "The dinar must be changed! We won't remove zeros, but the current currency will not last" Quote: "...An idea is emerging within the Central Bank and among members of the parliamentary finance committee to change the currency and launch a new series, instead of removing zeros, in a process aimed at withdrawing counterfeit, worn-out, and stolen currency, and returning part of the funds to the banking system, through a mechanism being discussed to link the exchange of large sums to opening accounts and proving the sources of funds." 9-11-2026 Newshound Guru Sandy Ingram Re-denomination changes the numbers [on the notes]. Revaluation changes the exchange rate...The words, 'deleting the zeros' does not by itself mean the Iraqi dinar is about to experience a major increase in purchasing power. That's why we watch what the Central Bank of Iraq announces... 9-11-2026 Central Banks Guru Terrance PMZ [Prime Minister Zaidi] has the authority...to delete the zeros right now. But the preferred way to do it is to go through legislation through their parliament. That's the ideal way to do it, but he does have the power to do it himself. 9-11-2026 Intel Guru Frank26 Donald Trump told the Prime Minister of Iraq, 'I need for you to control [the Iranian militia in Iraq]. I need you to collect their arms...I need for you to encourage them to leave Iraq and go back to Iran. I need for you to get your own army together...' Zaidi got some friction. The [militias] said we're not going to give up our arms and we're not leaving Iraq...To the very end they are still being rebellious, stubborn. They refuse to give up...Z decided to grow a set of bowling balls and he got himself organized...Z's in command in the same way Donald Trump is in command of everything happening in Iraq. Now Z inherits, takes the baton and moves forward. Trump will always delegate authority especially in war times...We have a strong leader in Iraq IMO... 9-11-2026 Newshound Guru Jeff Kuwait changed the rate on Sunday, March 24, 1991. Anytime these countries change their currency value by more than 20% [they do it on a Sunday]. Iraq's considering going 3,000% to 4,000%. They need to do it when all world markets are closed. That's your Saturday/Sunday [in the United States]...They can't change a rate by 3,000% to 4,000% when all world markets are open and have a huge impact in other world markets...That's exactly how Kuwait did it...their Sunday morning. 9-11-2026 Newshound Guru Clare Article: "Al-Zaidi returns to the United States after a European tour, carrying three 'hot' files" Quote: "Iraqi Prime Minister Ali al-Zaidi intends to travel to the United States to participate in the work of the United Nations General Assembly, following the end of his European tour, which includes France and Germany, while indicating that there are efforts to arrange a meeting between him and US President Donald Trump...He is scheduled to meet with French President Emmanuel Macron in Paris on September 14, before moving on to Germany...the United Nations General... brings together leaders of states and governments, begins on September 22 and continues until September 26, before concluding on September 28" 9-11-2026 Newshound Guru Ariel "Vietnam Rate Movement — Confirmed Signal in the Chain" The State Bank of Vietnam has been running internal readiness drills on a controlled dong revaluation for weeks...the street-level echo of a policy decision already made at the top. Hanoi does not leak by accident. When Vietnamese banking officials let word slip to connected citizens, it is deliberate desensitization softening the ground before the announcement... Many countries are holding ready positions and have been for years...They are all parked at the gate, and Iraq is the gate. 9-11-2026 Newshound/Intel Guru Mnt Goat Article: "PARLIAMENTARY FINANCE COMMITTEE: THERE IS AN INTENTION TO ISSUE BANKNOTES IN DENOMINATIONS SMALLER THAN 250 DINARS" This fourth confirmation comes from...another a member of the parliamentary finance committee...So, once again we get a solid confirmation they are going to move ahead with the Project to Delete the Zeros. 9-11-2026 Intel Guru Bruce [via WiserNow] ...the notes that we have are what they call the three zero notes...meaning 25,000, 10,000, 5,000, 1,000... those...notes with the three zeros removed would be worth 25 dinar, 10 dinar, 5 dinar, 1 dinar...in country...this does not affect the notes that we have. The notes that we have, the three zero dinar notes...25,000, 10,000, 5000, 1000... those will have full value for us because President Trump... negotiated a contract rate...which is extremely high...with Dr. Shabibi, who was at the time the head of the Central Bank of Iraq ....and it's still there. 9-10-2026 Newshound Guru Jeff Iraq is under OFAC sanctions. When they revalue, the US OFAC sanctions will get removed or lifted about the same time allowing big major banks to exchange it...
9-10-2026 Newshound Guru Stephen Get your butt to the bank once the dinar revalues. You're not going to a "special redemption center" that's going to open up. There are no 800 numbers. There is no special tiers of investors who are going to get paid out before other investors. 9-10-2026 Newshound Guru Clare Article: "The Kurdistan Regional Government has decided to immediately close all Forex companies and ban the trading of digital currencies" Quote: "Compliance with Baghdad and Central Bank decisions: These procedures are based on official instructions issued by the Central Bank of Iraq, which criminalize and classify any dealings with digital currencies and platforms not subject to the official financial system as illegal and prohibited banking activities." 9-10-2026 Intel Guru Frank26 IMO the month of September is for the redenomination, RD and the reinstatement, RI...Then the next step will be to introduce the lower notes simultaneously with the lifting of the three zeros. Then sometime at the beginning of the year you will walk into your revaluation in an international basket of currencies in a float where you will reach the real effective exchange rate. 9-10-2026 Newshound Sandy Ingram I have not found an official central bank decree approving the deletion of the zeros. We do not have an official implementation date. We do not have an official adopted 1000 to 1 conversion ratio. We do not have an official list of new denominations. We do not have an exchange deadline for the existing notes. We do not have an announcement for dual circulation. And most importantly for those of us holding physical Iraqi dinars outside of Iraq, we do not have an official exchange procedure for IQD holders. 9-10-2026 Newshound Guru Samson Article: "AFTER TWO DECADES OF STAGNATION, THE OIL AND GAS LAW HAS A CHANCE TO BE RESOLVED" 9-10-2026 Central Banks Guru Terrance Once they've deleted the zeros and they do the revaluation, which we're all hoping for...usually countries are given 90 days in order to clear that. They're under no obligation to tell you, the speculator, how long that window is going to be open or to alert you if they decide to change that window...But they will notify licensed institutions...'it is our prerogative to reduce that to 45 days or even 30 days...' Your JP Morgan Chase, Bank of America is not going to notify you that the window has been reduced. I'm not saying the window will be reduced. But be clear, there is an incentive for Iraq to reduce that window because for anyone who is slow to exchange their dinar it reduces the amount of dinar in circulation...If you could reduce the amount of currency in circulation, then the foreign reserves and gold Iraq has, suddenly supports a higher valuation. 9-10-2026 Intel Guru Reset Intelligence Yesterday Iraq walked into OPEC's capacity audit and filed a demand: a production baseline of 6 million barrels per day. Its current quota sits near 4.4 million...a third above what the cartel allows... and nearly double what it pumped last month...August output was about 3.4 million. Baghdad attached its reason in dollars: a reconstruction bill it puts at $400 billion. 9-10-2026 Newshound Guru Jeff They're now ready to send the Oil and Gas law to parliament for approval. This thing's waited to clear since 2005/07 for the rate to have changed to do this. It's all coming together now at the same time around the middle of September...They pretty much have given you a back wall for the rate to have changed by September 30th. 9-10-2026 Newshound Guru Stephen The reason why the dinar has such the potential it does to be a truly life transforming wealth event is because of the negativity surrounding it...There's a reason why people think dinar investors are nuts...If this investment didn't have a high risk nature behind it, it would not yield the benefits and the returns we are all expecting, hoping and praying for...If this was a guaranteed hole-in-one investment, everyone and their mother would be invested in it and it wouldn't exist. 9-10-2026 Newshound Guru tishwash Article: "The dinar must be changed! We won't remove zeros, but the current currency will not last" Quote: "Following banking warnings that money hoarded in homes and outside banks is disrupting the liquidity cycle and weakening the banking system, an idea is emerging within the Central Bank and among members of the parliamentary finance committee to change the currency and launch a new series, instead of removing zeros..." 9-10-2026 Intel Guru Judy Byington Key personnel from Tier 4B groups have been (allegedly) asked to remain on standby, with instructions to be ready for immediate action. Secure channels are buzzing with updates, some have already seen notifications of pending liquidity releases. This is no longer speculation; the process has (allegedly) started. 9-10-2026 Newshound/Intel Guru Mnt Goat Article: “SMALL BANKNOTE SHORTAGE CAUSES DAILY DISRUPTION IN KIRKUK MARKETS” As this liquidity crisis worsens, the pressure builds to do something and do it soon...remember conducting this project of removing the zeros also means moving to FOREX soon afterwards...We are told the Trump administration and the IMF now want the reinstatement and so it is supporting the next move too. |