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And The Dinar Guru Predicts...

The World's Largest & Most Trusted Archive of All Your Favorite Guru Predictions From Around the Web Since 2010...Millionday, Pimpy, Kaperoni, Jeff, Breitling, Poppy3, OkieOilMan, Frank26, Mnt Goat, Enorrste, BGG, Militia Man, Mailman17 and all the others...Join over 101,634 of the sharpest, most savvy and informed members and growing!

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Baghdad Time
New to the Iraqi Dinar? Start Here: Biggest Dinar Myths & Secrets Exposed
( Updated: )

Official Central Bank of Iraq (CBI) Dinar Rate:


1310 IQD to 1 USD


Dinar Market Rate:

(CBI last reported for May-2025)

1390 IQD to 1 USD

- Rates Are Within IMF 2% Rule: NO

- Are Rates IMF 2% Rule Compliant for 90 Days: NO

(maintained market rate: Mar. 15, 2018 to 4-20-2020 | 12-20-2020 to 5-26-21 | 6-16-2021 to Unknown date)

(NOTE: rates were out of compliance for 3 days starting 11-5-2019 & 2 days starting 1-7-2020 and from 4-21 to 12-19-2020 |From 5-26-21 to 6-16-21)

NOTE: Stopped daily market rate reporting on 8-11-2021. Began monthly reporting
Dinar Guru "RV" Meters
( Updated: )
Dinar Gurus who feel Dinar will RV within days...
26%
Dinar Gurus who feel the Dinar will NOT "Change" until certain "things" are accomplished...
74%

Dinar Gurus who feel the Dinar will FLOAT "slowly" upward instead of RV...
37%
Dinar Gurus' Official Master List of Possible Major " To Do's ":
  1. Moved to IMF Article VIII
  2. HCL passed/imp. [Temp 11/2014] [agreed in spirit 12-2014]
  3. Erbil Agreement Impl.
  4. Election Law (DONE! 12/2013 | Amend Dec 2019)
  5. UNSC Chapter 7 (Done?? summer-2013/ Dec/2017 moved to ch VI?? June-2018 Resolution 1487: CBI released from Sanction list. Voted 2-22-2022 Resolution 2621. 8-12-2023 - Iraq appears out of Ch VII but U.S. has not release them. 12-13-2025 UNAMI ceremony announcing UN Leaving Iraq on 12/31/2025.)
  6. UNSC Chapter 6 (began 12/2017 ?)  12-13-2025 UNAMI ceremony announcing UN Leaving Iraq on 12/31/2025.
  7. Article 140 impl. (Supreme Court Support 5/2018 - must impl.) (8/2019 Federal Court clarifies constitutional force) (National census complete - preliminary results Nov/2024)
  8. Economic/Banking laws passed (more needed)(12-2017)
  9. Investment laws (Voted! 10/2015 Printed 1/2016)
  10. Power Sharing (Done!! 10/2014)
  11. Internationally accepted Dinar
  12. GOI Seated (10/2014) [Done - Fully seated 6-6-2020]
  13. Tariff Law (partial)
  14. CBI & Market rate within 2%-90 days (start ~Mar. 15 2018? Nation wide start ~Nov. 2018)
  15. E.O 13303 (Done 12/2017 - Biden renewed May 2023)
  16. Law of Financial Administration/Financial Management Law (First vote May 2019) | Amend Dec. 2019
  17. CBI Auctions Stopped (partly Done - June 2020? to Jan/2024) (Moved to local banks - Jan/2025)

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3-7-2026   Newshound Guru Clare  Article quote: "US President Donald Trump said on Friday that a new leader for Iran will be chosen after what he described as 'unconditional surrender,' indicating that the next leader will be great and acceptable. He explained,  After choosing a great and acceptable leader, we will work with our allies and partners to save Iran from the abyss and make it  economically stronger, indicating that the process of choosing the next leader for Iran will be easy, just as it was in Venezuela."  

3-7-2026   Intel Guru Frank26
  For those of you that call me and say, 'Oh, but we got to sit here and wait till the war is over.'   You can't hear? Or you only want to hear what you want to hear?  I told you it's not going to last long...we're ahead of schedule...  

3-7-2026   Newshound Guru Sandy Ingram  How do you exchange millions of dollars each year with your next door neighbor (Iran) without banking facilities? ...I believe Iraq has designated certain banks to be able to deal with the money side of things.  But  once these banks deal with Iran they are blacklisted by the US and can no longer touch US dollars.  So, you see, it's a complex  situation.  I'm not sure how Iraq is going to get out of this.  But I do know this.  International investors have invested over  $100 million dollars in Iraq...They have to be concerned...because of missiles flying across the air.  

3-7-2026   Newshound Guru Jeff   They could still revalue within the month of March.   But it'll depends on what happens with the prime minister and his cabinet...and how fast this war completes and finishes will determine on whether the rate changes in March or April.  

3-7-2026   Newshound Guru Samson    Article:   "COORDINATION FRAMEWORK:   MALIKI REMAINS OUR CANDIDATE FOR PRIME MINISTER, AND TALK OF HIS WITHDRAWAL IS INACCURATE"

3-7-2026   Newshound Guru Militia Man  Article:  "A government advisor identifies four paths to achieving economic diversification in Iraq."  It’s not just explaining where the money comes from, it’s reminding everyone, the public, traders, investors, and even the gatekeepers that Iraq’s economic stability and diversification are already underway and not at risk, even amid political noise or regional tensions! 

3-7-2026   Newshound Guru Clare  President  Trump Truth post "Iran, which is being beat to HELL, has apologized and surrendered to its Middle East neighbors, and promised that it will not shoot at them anymore...They were looking to take over and rule the Middle East...Today Iran will be hit very hard! ...Thank you for your attention to this matter! President DONALD J. TRUMP"

3-7-2026   Intel Guru Frank26    [Iraq boots-on-the-ground report]   FIREFLY:    It is now confirmed, the Coordination Framework has officially decided against Maliki.  FRANK:  That's really good.  That's going to speed things up fast...Now that he has received the message, he will slowly melt away like a snowflake in the middle of the Sahara Desert...The next step is to bring in the final president...and form the government...then for parliament and cabinet to open your budget and deal with the very first line item because nothing in that budget will work unless that first line item is passed, which is your new exchange rate...

3-7-2026   Newshound/Intel Guru Mnt Goat   ...we are going to see this reinstatement shortly now that this matter of the elections is just about over.  However let me say this – I do not expect any reinstatement until the clashes in Iran are over...my CBI contact suggested this to me too...The CBI is ready to move but needs a stable government to get permission from the U.S.  With what is now going on in Iran I don’t believe for a second that the US is going to allow the reinstatement at least until this is over. 

3-7-2026   Intel/Newshound Guru MarkZ   [via PDK]  Question:  Can the RV really happen While this conflict is happening with Iran?  MarkZ: I think it could. I would not be surprised to see something soon - Possibly even this weekend. 

3-7-2026   Intel Guru Bruce  [via WiserNow]   we had one of our sources say, pay attention to what happens on the seventh. That's Saturday...March, 7...another source said something similar, but let's see what happens on the seventh...

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3-6-2026   Newshound Guru Militia Man   Maliki said if the Coordination Framework vote me out, I'll do it no problem.  I think that's what's taking place.

3-6-2026   Intel Guru Frank26   Question:  "What's going on with the war?  How is this going to affect us?"  We're seeking security and stability from Iran to bring forth the monetary reform, the new exchange rate, the lower notes...Don't let the pain of the "broken bones" you are witnessing or feeling affect you that much.  If you feel that this is never going to happen, get out of it...Get a hold of the people you bought your dinars from.  Tell them you want to sell them back to them.  They'll buy them back.  They'd love that.  They're hard to get now...They'll give you money for it...Don't let this investment torture you...What you're seeing right now is good, not bad...This chain reaction is fantastic for our monetary reform.  It is extremely important that we bring in security and stability.

3-6-2026   Newshound Guru Sandy Ingram   The unofficial rate is causing problems in Iraq.  I can't get heads or tails on what the true unofficial rate is.  All I know is that it's high [In this instance high = weak = not good for dinar holders] and it's causing some serious problems within Iraq.

3-6-2026   Intel/Newshound Guru MarkZ   [via PDK]  Question:  Mark, Are your military sources still telling you to expect something big to happen this weekend? MarkZ:   I was told to expect something big from Friday into Saturday.  We will see what happens.​

3-6-2026   Boots-On-The-Ground Guru Maxis  We are stranded in Iraq... Things here are awful but my locals are upbeat about their currency. They think all of this will force their politicians to get it together and give their currency value...Every rocket sent from Iran flies over us. Every Embassy and airport in the Middle East has been hit and we can’t get out.

3-6-2026   Newshound Guru Militia Man  Here is what was to be expected. They are making a move to withdraw Maliki's nomination officially.  An official statement will likely be forthcoming very soon. If they do Al-Sudani is highly likely to get the nod for PM. He is the most qualified, has the largest bloc and global support.  To me at this stage Maliki's nomination is effectively over. The outcome is looking to be a cleaner and more stable government, as the outcome.

3-6-2026   Newshound Guru Samson   Article:   "Al-Maliki's candidacy withdrawal is imminent... The coordinating framework is preparing the official statement"

3-6-2026   Newshound Guru Clare   President Trump Truth post  "There will be no deal with Iran except UNCONDITIONAL SURRENDER! After that, and the selection of a GREAT & ACCEPTABLE Leader(s), we, and many of our wonderful and very brave allies and partners, will work tirelessly to bring Iran back from the brink of destruction, making it economically bigger, better, and stronger than ever before. IRAN WILL HAVE A GREAT FUTURE. “MAKE IRAN GREAT AGAIN (MIGA!).” Thank you for your attention to this matter! President DONALD J. TRUMP"

3-6-2026   Intel Guru Bruce  [via WiserNow]   I've heard from some of our Iraqi sources that the Iranian military needs to lay their weapons down, and once that happens, the next day, we get notified for our exchanges...how long will the conflict last?   It's hard to say. I don't think it's going to be weeks, but it could be more days...We're just going to have to stay patient... 

3-6-2026   Intel/Newshound Guru MarkZ   [via PDK]  Article: “Iraq Parliament to hold secret session next Saturday”  so secret session in [1] day... What will they be discussing?  Will they seat the President and the Prime Minister?  Is it something to do with Iran?  I am hearing that we will come out of this weekend with the President and Prime Minister seated in Iraq. I am hoping and praying this is accurate. 

3-6-2026   Newshound/Intel Guru Mnt Goat  Can the Coordination Framework still be able to pick their candidate or is this now not allowed since they already pasted all the constitutional deadlines?  Parliament turned this over to the Judiciary to decide what to do next. If it is to be enforced, we can be assured that al-Sudani will be the candidate, since his party has the largest winner in the elections, as the ruling states....according to this ruling, al-Sudani is already now the candidate. If this ruling holds true the Coordination Framework no longer gets to choose the nominee... WOW! WOW! WOW! again…  [Post 2 of 2]

3-6-2026   Newshound/Intel Guru Mnt Goat   there is WOW! WOW! WOW! news to tell regarding the RV as we may be getting the new Iraqi government in place very shortly.  Maliki still persisted in not dropping out, however...the Coordination Framework was forced to withdraw Maliki’s nomination. Article:  "THE SHIITE FRAMEWORK DECIDES TO WITHDRAW AL-MALIKI’S CANDIDACY – ARAB MEDIA"  A stormy meeting in Baghdad ends with a preliminary agreement within the Shiite framework to exclude Maliki from the race. Quote:  "...the members of the framework reached a preliminary agreement in their meeting today to withdraw the nomination of Nouri al-Maliki for the presidency of the next Iraqi government and to choose an alternative to be determined later.”  [Post 1 of 2....stay tuned]

Get caught up on past updates below and if you are not a dinarguru.com alert list yet now is a great time to do it...It's free and only takes a sec to join...If you invested in the dinar and spend time on the site you don't want to miss something very important because you're not on the list.  Click here to get on the list now.

3-5-2026   Newshound Guru Samson   Article:  "MINISTRY OF FINANCE: IRAQ'S REVENUES EXCEEDED 124 TRILLION DINARS DURING THE YEAR"

3-5-2026   Intel Guru Frank26   What we do is we analyze the conditions of Iraq in respect to their desire to raise the value of their currency by changing their exchange rate.  As we all know, we needed security and stability.  Do we have it?  

3-5-2026   Newshound/Intel Guru Fnu Lnu  The middle east conflict with Iran, the US, and Israel is intense but at no point has it gotten out of hand. The Straight of Hormuz was threatened but never closed. More importantly, Lloyd's of London, the insurer of oil shipments withdrew its willingness to insure oil shipments at the behest of the British Empire and its King. This would have shut down oil shipping completely except that President Donald Trump authorized the US International Development Finance Corporation (DFC) to pick up the slack thus thwarting Great Britain's attempt to cause global oil shortages and high prices. Let their be no doubt, Lloyd's of London is the King's insurance company...

3-5-2026   Newshound Guru Militia Man    Iraq is ready now for integration.  The CBI's actions show the sectors being prepared for the next level.  They have a stronger capital base, better ability to finance trade projects.  It had digital upgrades...seamless integration with Swift MX, ISO-2022 and future CBDC corridors.  Compliance enforcement meets the gatekeepers (IMF, BIS, FATF -Financial Action Task Force) standards.  This positions Iraq to handle large-scale capital flows...without systemic risks, meaning integration for the WTO, capital markets and their REER (real effective exchange rate) readiness.  It all can proceed when prudent.

3-5-2026   Newshound Guru Sandy Ingram   Iraq has announced it is reducing production at major oil fields because the Straits of Hormuz is effectively closed.  So yes, oil is headed to $100 a barrel, it was $80 a couple of days ago, but it does little good if Iraq is reducing oil production...

3-5-2026   Newshound/Intel Guru Walkingstick  Question:  to Iraqi bank friend Aki - "What is your reaction about what we have done to Iran?"  AKI: My boss and I were prepared for this.  We received updates and reports and we knew you guys were going to attack them.  We just didn't know when.  We agree that this campaign will not last long.  We have been ready and are ready to go the  moment they release the new rate. 

3-5-2026   Newshound Guru Samson  Article: "90% of the cash block outside the banking system"

3-5-2026   Intel Guru Frank26   Question:  "What will a fair exchange rate be?"  The government of Iraq wants it to be at least on par with the dollar, 1 to 1.  If you have a million dinars, you have a million dollars.  But you have to realize this is an RI.  It's not an RV...This is a reinstatement.  So it's possible that they may reinstate the value, which is $3.22 and then you have the float  which will take $3.22 higher.  

3-5-2026   Intel/Newshound Guru MarkZ   [via PDK]  Comment:  Rumor is the Iraq HCL is already signed.  MarkZ: I have heard HCL is one of the things they have been doing quietly behind the scenes. Preparing everything so that as soon as they seat a Prime Minister and President…they can stamp it and it is done. 

3-5-2026   Intel Guru Bruce  [via WiserNow]   ...hopefully, and this is our prayer, is that their military realizes that they are ineffective and they...lay their arms down...It will go well for them ...I've heard from some of our Iraqi sources that the Iranian military needs to lay their weapons down, and once that happens, the next day, we get notified for our exchanges...how long will the conflict last?   It's hard to say. I don't think it's going to be weeks, but it could be more days.  [Post 2 of 2]

3-5-2026   Intel Guru Bruce  [via WiserNow]  ...we still get some information from our contacts at Wells Fargo...usually through redemption center people, or sometimes bond pay masters, and we are hearing that we could get notified Thursday, another source said Thursday, Friday, and it could end up being exchanges starting Saturday. We are still in play. However, be realistic. It's not...guaranteed that we will go this week...I hope we do... but I know that at this point we have to kind of see what's happening with  Iran...   [Post 1 of 2]

3-4-2026   Newshound Guru Militia Man  The CBI can and likely will proceed with a managed REER adjustment independent of the banking sector's final consolidation.  As long as the core system is stable and compliant, which it increasingly is, mergers and compliance are ongoing, not prerequisites that must be 100% complete...Iraq is ready now or very close for the next phase.  The CBI  can move on a REER when prudent while the sector continues to consolidate in parallel.  

3-4-2026   Newshound Guru Sandy Ingram  Many see light at the end of the tunnel for an IQD adjustment after this conflict is over.   We do not know when the IQD will adjust...If Iran is attacking northern Iraq, it is difficult to export oil through the north.  And if the Straits of Hormuz is closed, there is no way for Iraq to get its oil to market.  We can only hope this conflict ends before  Iraq experiences financial difficulty.

3-4-2026   Intel Guru Frank26  We can't help but be a little down when we see the actions that are occurring.  We don't want war.   We want this monetary reform.  But...it is going to bring it.  This is what we've been wanting for so long...Many banks around this planet Earth are trained and ready to go.  They're like nine and half months pregnant.  They're overdue.  They're just as anxious as you are to get this new exchange rate. 

3-4-2026  Newshound/Intel Guru Walkingstick  When we went into Iran, the US Treasury was in Iraq and in deep meetings on how to rebuild Iraq while they bomb Iran.  They are talking also about the black market issues.  The United States does not want them to  use the dollar...In these four to five week campaign...it is that time period where the government will be formed and the monetary reform will hopefully continue...  

3-4-2026   Intel/Newshound Guru MarkZ   [via PDK]  With what is going on with Iran – it looks like there is a major push to settle the Iraq government this week…finally. I would not be surprised that right now…it has finally been decided and we will soon see Sudani as the Prime Minister. I am watching for that announcement to come out of Iraq at any moment. They need to finish the government and pass HCL to have more stability.

3-4-2026   Newshound Guru Jeff   The Trump administration is saying...the overall progress in the war against Iran is far ahead of schedule, far ahead of what's expected...The more conservative leaning news was saying the war could take 'up to' four weeks.  I'm thinking right now maybe two and a half to around March 17th...

3-4-2026   Newshound/Intel Guru Fnu Lnu [Response to Guru Bruce 3-3-2026 post below]   The HCL, or Hydrocarbon Law (also known as the Iraq Oil Law), is a key piece of Iraqi legislation aimed at regulating the management, ownership, and revenue sharing of the country's vast oil and gas resources. It establishes a legal framework for how these hydrocarbons—central to over 90% of Iraq's income—are explored, developed, produced, and distributed across federal and regional authorities, particularly resolving long-standing disputes between Baghdad and the Kurdistan Regional Government (KRG).  No, the HCL (Hydrocarbon Law) in Iraq does not distribute oil and gas funds directly to individual citizens.

3-4-2026   Newshound Guru Clare  Article: "First political response to the Chief Justice's proposals: Al-Khanjar supports the winning list' criterion”  Quote: "The leader of the Sovereignty coalition, Khamis al-Khanjar, affirmed...adopting the 'electorally winning list' criterion in determining the largest bloc is a necessary step to protect the will of the Iraqi voter, puts an end to post-election deals, and enhances constitutional security and political stability in Iraq...He added that adopting the electorally winning list standard puts an end to ambiguity, protects the popular will from political manipulation, and establishes long-awaited  constitutional security and political stability..." 

3-4-2026   Newshound Guru Militia Man  The stage is set for real effective exchange rate (REER).  They have the digital tools.  They have the non-oil growth.  These things are already in place.  It's complete.  I think that's what they're doing.  We're waiting for a prudent time frame. The way I see it, the next phase is closer than we've ever seen before...It looks really good.

3-4-2026   Newshound Guru Sandy Ingram  The IQD exchange rate is holding its own at 1392.52 IQD to 1 USD.  This is our main concern... However...Iran is playing an entirely different war than expected. Iraqi force fire teargas at pro-Iran protesters...Iran backed militias also attacked US bases in Iraq...However Trump may have used them to do his will...US forces have targeted Iran-backed militias with airstrikes in Iraq.

3-4-2026   Intel Guru Frank26   [Iraq boots-on-the-ground report]  FIREFLY:
There's news today one of the close leaders of the Framework is saying in the coming days we will see Maliki withdraw his candidacy to be the Prime Minister.  FRANK:   As of 3-3-2026, let it be known to you IMSO Maliki is now officially removed from the political scene in Iraq.  That means parliament is no longer infected with that group of bad people...From now on we are bringing the security and stability that your monetary reform needs to bring out your new exchange rate.

3-4-2026   Intel/Newshound Guru MarkZ   [via PDK]  They need to seat a President, then a Prime Minister and then HCL…It could all happen within 3 days. The hold up is internal politics...the paralysis of Parliament to seat the government…If they get this resolved things can happen quickly. 

3-4-2026   Newshound/Intel Guru Mnt Goat  Remember we have been reading articles like this about this hoarded cash for years now and still not much has been done. This to me makes me believe that the only solution they have currently on the proverbial drawing-board is the Project to Delete the Zeros with a substantial revaluation of the dinar...remember...that the Project to Delete the Zeros must soon thereafter be followed by the reinstatement, pending inflation does not get out of hand. [Post 2 of 2]

3-4-2026   Newshound/Intel Guru Mnt Goat   Article:  “CASH HOARDED IN HOME SAFES AND LOST TRUST IN BANK VAULTS”   ...once again the CBI exposes the vulnerability of the economy lacking this liquidity in the banking sector. So ...the CBI told us there will always be cash to some extent in circulation. But what will happen when the digital dinar is rolled out? How can they roll it out unless they retrieve this hoarded cash back to the banks? Will a ‘significant’ revaluation of the dinar then incentive the citizens to bring in these stashes?  [Post 1 of 2....stay tuned]

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