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And The Dinar Guru Predicts...

The World's Largest & Most Trusted Archive of All Your Favorite Guru Predictions From Around the Web Since 2010...Millionday, Pimpy, Kaperoni, Jeff, Breitling, Poppy3, OkieOilMan, Frank26, Mnt Goat, Enorrste, BGG, Militia Man, Mailman17 and all the others...Join over 101,634 of the sharpest, most savvy and informed members and growing!

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Dinar Guru Resources:

New York Time
Baghdad Time
New to the Iraqi Dinar? Start Here: Biggest Dinar Myths & Secrets Exposed
( Updated: )

Official Central Bank of Iraq (CBI) Dinar Rate:


1310 IQD to 1 USD


Dinar Market Rate:

(CBI last reported for May-2025)

1500 IQD to 1 USD

- Rates Are Within IMF 2% Rule: NO

- Are Rates IMF 2% Rule Compliant for 90 Days: NO

(maintained market rate: Mar. 15, 2018 to 4-20-2020 | 12-20-2020 to 5-26-21 | 6-16-2021 to Unknown date)

(NOTE: rates were out of compliance for 3 days starting 11-5-2019 & 2 days starting 1-7-2020 and from 4-21 to 12-19-2020 |From 5-26-21 to 6-16-21)

NOTE: Stopped daily market rate reporting on 8-11-2021. Began monthly reporting
Dinar Guru "RV" Meters
( Updated: )
Dinar Gurus who feel Dinar will RV within days...
26%
Dinar Gurus who feel the Dinar will NOT "Change" until certain "things" are accomplished...
74%

Dinar Gurus who feel the Dinar will FLOAT "slowly" upward instead of RV...
37%
Dinar Gurus' Official Master List of Possible Major " To Do's ":
  1. Moved to IMF Article VIII
  2. HCL passed/imp. [Temp 11/2014] [agreed in spirit 12-2014]
  3. Erbil Agreement Impl.
  4. Election Law (DONE! 12/2013 | Amend Dec 2019)
  5. UNSC Chapter 7 (Done?? summer-2013/ Dec/2017 moved to ch VI?? June-2018 Resolution 1487: CBI released from Sanction list. Voted 2-22-2022 Resolution 2621. 8-12-2023 - Iraq appears out of Ch VII but U.S. has not release them. 12-13-2025 UNAMI ceremony announcing UN Leaving Iraq on 12/31/2025.)
  6. UNSC Chapter 6 (began 12/2017 ?)  12-13-2025 UNAMI ceremony announcing UN Leaving Iraq on 12/31/2025.
  7. Article 140 impl. (Supreme Court Support 5/2018 - must impl.) (8/2019 Federal Court clarifies constitutional force) (National census complete - preliminary results Nov/2024)
  8. Economic/Banking laws passed (more needed)(12-2017)
  9. Investment laws (Voted! 10/2015 Printed 1/2016)
  10. Power Sharing (Done!! 10/2014)
  11. Internationally accepted Dinar
  12. GOI Seated (10/2014) [Done - Fully seated 6-6-2020]
  13. Tariff Law (partial)
  14. CBI & Market rate within 2%-90 days (start ~Mar. 15 2018? Nation wide start ~Nov. 2018)
  15. E.O 13303 (Done 12/2017 - Biden renewed May 2023)
  16. Law of Financial Administration/Financial Management Law (First vote May 2019) | Amend Dec. 2019
  17. CBI Auctions Stopped (partly Done - June 2020? to Jan/2024) (Moved to local banks - Jan/2025)
  18. Remove Iranian influenced militia inside of Iraq
  19. Remove Iranian influenced politicians from Iraq's government to President Trump's approved level. 

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5-10-2026   Intel Guru Frank26  Alaq...forever you've been talking saying, 'No, we don't have a need to raise the value of our currency.  We don't have any plans to remove the three zeros from our exchange rate..."  And then today...the CBI board of directors had no choice but to come out and tell [Iraqi citizens] to go from 1300 to at least 1000 making it easy to remove the three zeros and be 1 to 1.

5-10-2026   Newshound Guru Samson  
Article: "TRUMP : WHAT HAPPENED IN IRAQ IS VERY GOOD, AND I AM HAPPY WITH THE PRIME MINISTER-
DESIGNATE
"

5-10-2026   Newshound Guru Stephen  People debate me all the time...when I talk about the tax rate stuff, 'Oh no, I'm not going to have to pay.  We're not going to have to pay.'  I'm like, please, just edge on the side of caution, okay?  

5-10-2026   Newshound Guru Thom  Question: "What range do you predict the exchange rate will be post RV for the IQD and VND?"  Thom:  What people tell me IQD - $4, VND $2+ But honestly, I am seeing evidence to support that VND will float.

5-10-2026   Newshound Guru Clare  Article: "Trump supports al-Zaidi and is monitoring the formation of his government; Washington links cooperation to the exclusion of factions and the reduction of Iran's influence” Quote: "A committee comprising Ali al-Zaidi, Mohammed Shia al-Sudani, and Hadi al-Amiri is working on a draft proposal concerning the disarmament of factions and the restructuring of the Popular Mobilization Forces (PMF), with the intention of presenting it to Washington."

5-10-2026   Newshound Guru Jeff   The HCL for final approval is waiting for the rate to change because they need to add it to the constitution in order for them to make payments.  

5-10-2026   Newshound Guru Sandy Ingram   Let's not allow ourselves to be thrown into the same classification as all the other Iraqi dinar investors who are saying and believing this hype of $3 to 1 dinar.  We are more intelligent than that.  It can happen, but it ain't going to happen soon.  Not even near soon.  Be intelligent about what it is you have invested in...

5-10-2026   Newshound Guru Paulette  I like what I am seeing in the proposed government program and especially like that Zaidi is following Khadimi's White Paper for needed reform.  Recall that the White Paper specifically notes the reforms necessary with the goal of returning the IQD to Forex... Patience, it will take Zaidi some time to get the necessary laws passed and then sent to  Parliament for passage in order to eradicate the current armed faction structure. ALL should very happy this morning but certainly not expectant.

5-10-2026   Intel/Newshound Guru Walkingstick  The 'White Papers' are a conglomerate of many things the United States put together.  It has been a demand of ours for a long time.  But prime minister after prime minister have failed us.  The White Papers contain the monetary reform.  It contains the steps for the HCL.  It contains article 140...It contains all the steps that were just handed in that we call the formation of the government of Iraq.  It contains the economic reform once the monetary reform is launched.  It contains the removal of Iranian influence...banking laws.  It contains many things that the United States of America have been wanting this government to do.  It was created over the last few years with the IMF, World Bank, Bank of International Settlement, US Treasury, Central Bank of Iraq, with everybody...The United States of America gave this to Sudani, he did nothing with them.  Now we present them to Zaidi.  And Zaidi with Trump, they are implementing them.

5-10-2026   Intel Guru Frank26   Z [Zaidi] is working on the HCL...budget... forming the government all under the direction of Donald Trump.  Everything else is just noise...All we're waiting for is the removal of the unwanted names for the minister positions.  Not a single Iranian can represent [Iraq] in government ever again...Trump is working on the formation of the government and the security that [Iraq] needs from Iran.  

5-10-2026   Newshound Guru Samson  Article: " 'A RISKY MISSION':  AL-ZAYDI PREPARES TO 'DISARM' THROUGH A COMMITTEE, COINCIDING WITH AL-SADR'S PROPOSAL"

5-10-2026   Newshound Guru Stephen  This is huge and I'm excited to share it...The United States sanctioned Iraq's deputy oil minister.  This is one of the highest officials in Iraq's cabinet.  He's not the oil minister but he's the deputy oil minister.  He has been caught with his hand in the cookie jar funneling money to Iran...I haven't seen this much movement...and this much pressure to allow Iraq to break free from the grip of...Iran...The USA sanctioned 4 people total...I cannot overstate this enough.  We have to get rid of the cancer, all of these bad actors, before the value of the dinar would increase.

5-10-2026   Intel/Newshound Guru MarkZ   [via PDK]  The chatter is deafening. I could be wrong…but, I think we will already be paid by Memorial day weekend ... money is moving...And it should continue to move...and somewhere around the 15th...all of us should go to the bank about the same time...  Everyone just needs to try to stay calm.  

5-10-2026   Newshound/Intel Guru Mnt Goat ...any budget for Iraq is based on the price of oil. There is not a dinar rate in the budget...It is not until the dinar is reinstated and the economy grows and has diversified revenue streams, that the Finance Committee can then use the dinar as measuring tool for a  budget, thus not one source of revenue that can have a potential to crash the budget, can create stability.   And what did the CBI tell us they needed…STABILITY, STABILTY, STABILITY...We are not yet there because Iraq still has to diversify.

5-10-2026   Intel Guru Bruce   [via WiserNow]... competent...source in Iraq... said he thought the new prime minister would be seated officially Sunday or Monday, and that 48 hours later would be Wednesday, which puts us into Tuesday /Wednesday for notifications and exchanges, or just exchanges, Tuesday, Wednesday. 

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5-9-2026   Newshound Thom Question: "What dinar price in $ would be disappointing for you?" Anything below $3.22 would surprise me.  Anything over a dollar and I would be truly grateful.

5-9-2026   Intel Guru Frank26  The 'White Papers' are the instructions for the monetary reform of Iraq.

5-9-2026   Newshound Guru Samson Article: "ECO IRAQ OBSERVATORY : 70% OF THE GOVERNMENT CURRICULUM IS COPIED FROM THE 'WHITE PAPER'"

5-9-2026   Newshound Guru Stephen  We got to get through this as wisely as possible and as stress free as possible and get ready for  the next wave of things that are coming...I believe the Iraqi dinar will revalue.  I believe a few other currencies will possibly revalue.  Start planning ahead...'What do I do when that even happens?' ...The Iraq dinar is just the beginning...it's not the end...  

5-9-2026   Newshound Guru Militia Man Iraq is getting very sophisticated at this stage.  They've had a lot of help and I think they've been using the guidance of the Central Bank of Iraq with the United States Treasury, Bank of International Settlements, IMF etc...

5-9-2026   Newshound Guru Clare  Article: "Government advisor: Ongoing measures to strengthen the stability of the dinar and ensure the sustainable supply of cash dollars" Quote: "the Central Bank informed the Ministry of Finance late last year that the exchange rate adopted for the purposes of preparing the draft federal budget law for 2026 would be around 1,300 dinars per dollar. This reflects the continued adherence to the fixed official rate adopted since February 2023, which is an important indicator of stability for the market and its expectations."

5-9-2026   Newshound Guru Jeff  We've had a lot of false alarms in this.  I will admit that.  Part of the reason why we've had a lot of false alarms, for one, this is a huge learning experience because we don't have a 'Dinar for Dummies' book revealing every step in this.  Unless you know every step, plus...2012 they suggested they were going to do it.  2014 they suggested, December 20th 
2020 they suggested they were going to do it
...During the first half of [2025] year they were putting out a whole bunch of articles about minting coins... The point is, without knowing every step...it's a speculative unknown investment making it very difficult to study. 


5-9-2026   Newshound Guru Thom   Similarities between the dinar and the dong:  Both currencies are controlled by their central banks.  Neither one floats freely on the open market...Both of them have a 'street price'...Both communities have long-term holders that believe the official rate is too low.  Millions of Americans are sitting on both currencies for the same basic reason.  We believe the real value hasn't been priced in yet...Both governments are intentionally holding the rate down... [See Thom's IQD / VND top 3 differences 5-8-2026 post below]

5-9-2026   Newshound Guru Sandy Ingram  The Iraqi government has found a new way to export oil out of the country.  We applaud Iraq for adapting to the situation in the Middle East and for making decisions that advance the government and the economy.

5-9-2026   Newshound Guru Samson  Article: "WASHINGTON CALLS ON THE NEW IRAQI GOVERNMENT TO SEVER ITS TIES WITH IRANIAN-BACKED GROUPS" 

5-9-2026   Intel Guru Frank26   Boot-On-The-Ground Guru Omar:  Television is saying the United States of America is saying it's urgent that the new prime minister form his government without any ties to any Iranian influence in your government.  That could be the hold up because a couple of those names had ties to Iran.  FRANK:  Yeah...that's why you don't have a government yet.  You will...

5-9-2026   Newshound Guru Stephen  US Treasury Secretary Scott Bessent X post:   "Like a rogue gang, the Iranian regime is pillaging resources that rightfully belong to the Iraqi people.  Treasury will not stand idly by as Iran's military exploits Iraqi oil to fund terrorism against the United States and our partner."  That's incredible that he came out and made that public statement...This is not a negative in any way.  This is all positive...

5-9-2026   Newshound Thom  Question:  "I found redemption centers but they are online , how can you find a redemption center in person .. I live in the south" IMO, I am staying with banks. They are at least insured. I have heard a few confusing things about these "Redemption Centers," so I have other plans.

5-9-2026   Guest Guru Ariel  The old banks’ resistance protecting parallel market skims and militia flows is being steamrolled. A meaningful revaluation plus redenomination (“delete the zeros”) becomes structural survival, not optional policy.

5-9-2026   Intel Guru Bruce  [via WiserNow] ...what we’re getting -  four or five different, unrelated sources...We're getting very good information about notifications. Could be over the weekend...it's possible we would get notified with the toll free number in our emails on Saturday...But what about exchanges? If we wouldn't start on Sunday...which is Mother's Day..., would we start Monday or Tuesday? Yes, I'm hearing either of those two days is possible for the start exchanges...Could we get notified Monday and start exchanges on Tuesday? The 12th? I think that's very, very likely that that's going to be what it's going to be ...

5-9-2026   Newshound/Intel Guru Mnt Goat    ...has the reforms already helped in speeding up diversification of revenues?  Article:  “CUSTOMS AUTOMATION HALVES DEMAND FOR DOLLARS: AN ECONOMIST REVEALS A RADICAL SHIFT IN IRAQ’S FOREIGN REMITTANCES”   Looks like implementing the Customs and Tariffs is working to not only bring in revenues besides...the petro-dollar but also is assisting in reducing the parallel market. Seems to me ...the nail has already been driven on the coffin of the parallel market. This article ... enforces ... why it is so important to control the parallel market and the connection to our long-awaited RV and Reinstatement.  I would consider this article our WOW! WOW! WOW! news for today.

Get caught up on past updates below and if you are not a dinarguru.com alert list yet now is a great time to do it...It's free and only takes a sec to join...If you invested in the dinar and spend time on the site you don't want to miss something very important because you're not on the list.  Click here to get on the list now.


5-8-2026   Newshound Guru Jeff   The size of a country's currency notes are based on how high or low their inflation is.  So 'deleting the zeros' phrase and statement is based on a country's inflation...

5-8-2026   Newshound Guru Thom  Question: "Do you think most of the bigger banks - such Chase - will have on-site DeLarue machines to verify the currency, because I don’t want it to be sent off. I live in small town North Alabama"   I am personally using CHASE Private Client. If nothing else, because I built relationships with the team there, they will send me where I need to go.

5-8-2026   Newshound Guru Sandy Ingram   In time we can look forward to a 1 to 1 ratio but not in the beginning...and not until the three major tasks that Iraq has to complete.  They have to control their currency, they have to be able to have an info of revenue coming in over and above the oil industry and they have to control the militants...Iraq must take care of these tasks before a currency adjustment can happen. 

5-8-2026   Intel Guru Reset Intelligence  Two sets of pipes. Forex shows the public the rate. Redemption channels converts at terms that don't appear on public screens.

5-8-2026   Newshound Guru Clare   Article:  "Al-Mada: Trump informed al-Zaidi of the formation of a government free from terrorism, 'factions and Iran,' and there are moves to institutionalize the Popular Mobilization Forces"

5-8-2026   Newshound Guru Stephen  I believe we're probably in a 3 to 6 month window.  I still believe a few things have to happen before the dinar does revalue...It's a fluid situation... [See the list of "Dinar Gurus' Master List of Possible To Do's" in the left column of this page.]

5-8-2026   Intel Guru Frank26   The last three weeks, all the information...it's been so explosive.  It's like a rocket taking off.  The problem is it comes back down in a parachute.  It comes back slowly.  The rocket has already been launched.  What we're doing is we're simply waiting for all the pieces to come together. 

5-8-2026   Newshound/Intel Guru Fnu Lnu  The Exchange WILL NOT be a capital gains taxable event and here's why: For US tax purposes: Section 988: The default treatment for foreign exchange (forex) gains and losses for US tax residents is Section 988. Under this section, forex gains and losses are treated like ordinary income, not capital gains. This means that gains are taxed as  ordinary income, and losses are deductible as ordinary losses, subject to certain limitations... [Dinar Guru Note:  Consult your tax professional at the appropriate time to determine the right tax for your unique circumstances]  

5-8-2026   Newshound Guru Jeff  The news just keeps getting better and better going into next week.  Next week looks amazing - all the way to possibly having a formed government by...Saturday of next weekend the 16th...the rate change is extremely close to happening.

5-8-2026   Newshound Guru Thom  The top three differences between Iraq and Vietnam:  Iraq runs on oil but Vietnam runs on manufacturing and trade.  About 90% of Iraq's economy is petroleum...Vietnam on the other hand has Samsung, Apple suppliers, Intel and a bunch of exports that the whole world is buying.  Two very different engines for their economies.  Iraq has an IMF rate and Vietnam does not...Vietnam's rate is being managed to keep their exports cheap...IQD could move fast and the Vietnamese dong will likely more slow...Vietnam's upgrade catalyst is institutional while Iraq is political.

5-8-2026   Intel Guru Reset Intelligence  Today Treasury did something it has never done before.  Washington put a sitting Iraqi cabinet member on the sanctions list...Iraq's deputy minister of oil, designated under operation economic fury, alongside three senior leaders of Iran aligned militias...No US administration has ever personally sanctioned a serving Iraqi cabinet member until now.  Treasury picked...two days before the floor vote on Al-Zaidi's opening slate of 14 ministers. The timing was the message...Here's what this means for you if you hold IQD.  1310 isn't moving off its peg...while Iran aligned assets sit inside Iraq's institutions.  Treasury just pulled one out.  Each name cleared takes Iraq one step closer to a rate that finally moves.

5-8-2026   Newshound Guru Clare  Article: "Economic Fury Targets Iraqi Oil Official, Iran-Backed Terrorist Militias in Iraq" Quote: "Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) increased economic pressure on Iran and its proxy militias in Iraq by designating...Iraq’s Deputy Minister of Oil, who abuses his position to facilitate the diversion of oil to be sold for the benefit of the Iranian regime and its proxy militias in Iraq...The Iranian regime is pillaging resources that rightfully belong to the Iraqi people, said Secretary of the Treasury Scott Bessent. Treasury will not stand idly by as Iran's military exploits Iraqi oil to fund terrorism against the United States and our partners.” 

5-8-2026   Intel Guru Bruce   [via WiserNow] So here's a piece that we got from two of our sources in Iraq...the new prime minister for Iraq, who has been already appointed, will be officially seated Sunday or possibly Monday .... Sunday is Iraq's first business day of the week, so I would look for him to be seated and announced...on Sunday.  The theory is we need for that to happen before we go into exchanges. The same person that told us Sunday also said we should be exchanging 48 hours later...that would be Tuesday.   I think that's very possible. 

5-8-2026   Newshound/Intel Guru Mnt Goat  All these projects we read about from the al-Sudani administration are still in progress and will deliver the benefit we all desire, but just not yet. We also have to cancel the Iranian influence in Iraq and we can now see this too is in the making.  ...I believe we are closer than ever for the dinar to get reinstated.  But first things first. By now everyone should be fully aware of these events that caused delays in the currency reform process... 

  
5-7-2026   Newshound Guru Thom  Question:  "What are the next major steps you are waiting for?" The conditions that would theoretically support a significant dinar appreciation -- diversified revenue streams, a stable and transparent banking sector, full dollar access, low inflation, strong foreign reserves, and a resolution of the militia problem...

5-7-2026   Newshound Guru Jeff    Iraq's budget is waiting for the new government to be formed because it's waiting for the rate to change.  That's where we're at in this right now.

5-7-2026   Intel Guru Reset Intelligence  Iran's president called Iraq's PM-designate and asked Baghdad to referee the meeting...Iran called Baghdad because Tehran can't reach Washington direct. ...The day Iran sanctions lift is the day the dinar repricing window opens...The deal that gets written this month decides whether IQD finally moves off 1310. 

5-7-2026   Newshound Guru Stephen  With all the news coming out, it is an exciting time to be invested in the Iraqi dinar.  That is for certain...

5-7-2026   Newshound Guru Sandy Ingram  The Iraqi dinar is tightly controlled and set and managed by the Central Bank of Iraq not by open forces like the Forex market.  This is called a managed or pegged exchange rate. The CBI decides when or if the rate changes. Even during conflict, the rate can remain and has remained the same...

5-7-2026   Newshound/Intel Guru Fnu Lnu  The CBI’s official rate remaining around 1,320 IQD per USD, with budget guidance around 1,300...The IMF says Iraq’s exchange-rate arrangement is a conventional peg, and that the Central Bank of Iraq has authority over exchange-rate policy. A bank rate sheet also shows 1 USD at 1,300 IQD and references 1,320 in the system, which is consistent with a managed official framework...

5-7-2026   Intel Guru Frank26  The gazette said some things I think they should not have said...IMSO, you know how we say we're close?  No, we're there.  We're not walking down the ladder of the Lunar Module.  We're bouncing up and down on the moon.

5-7-2026   Newshound Guru Thom  The cabinet map is the story today...A preliminary cabinet allocation map leaked to Shafaq News shows...US-designated terrorist Qais al-Khazali — is slated to receive the Labor Ministry, the Industry Ministry, and a deputy prime minister position. Washington explicitly demanded al-Zaidi exclude militia-linked figures from cabinet and senior posts before resuming dollar shipments. If this allocation holds, it puts al-Zaidi on a direct collision course with Washington before parliament even votes...If Khazali's Sadiqoun bloc gets a deputy PM slot and two ministries, Washington's "no militiamen in cabinet" red line is crossed...and dollar shipments stay frozen. Al-Zaidi has 72 hours to finalize his list.

5-7-2026   Newshound Guru Jeff   Historically Iraq has always been slightly above Kuwait.  Today Kuwait's about $3.25...What brought the value of the currency down was sanctions.  What happens when you take those sanctions off?   If it reinstates wouldn't that put it around the $3.22 which is where it devalued in 2003?

5-7-2026   Intel Guru Reset Intelligence   The Gazette is Iraq's mandatory channel for legal force. Laws, regulations and presidential decrees take effect on the date they are published, not before.  Until a rate change appears in the Gazette, it is not law.

5-7-2026   Newshound Guru tishwash   Article: "Parliament announces it will receive the government program from Al-Zidi by the end of this week."   Quote:  Parliament Speaker Hebat al-Halbousi confirmed on Monday (May 4, 2026) that the parliament will receive the government program from Ali al-Zaidi, who is tasked with forming the new government, by the end of this week, while he indicated that the names of the ministerial cabinet will be put to a vote next week."

5-7-2026   Intel Guru Bruce   [via WiserNow]  we have information that we're getting from the highest up sources you can get in the banking world that was saying we should get our notifications for tier 4b over the weekend.

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