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And The Dinar Guru Predicts...

The World's Largest & Most Trusted Archive of All Your Favorite Guru Predictions From Around the Web Since 2010...Millionday, Pimpy, Kaperoni, Jeff, Breitling, Poppy3, OkieOilMan, Frank26, Mnt Goat, Enorrste, BGG, Militia Man, Mailman17 and all the others...Join over 101,634 of the sharpest, most savvy and informed members and growing!

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Baghdad Time
New to the Iraqi Dinar? Start Here: Biggest Dinar Myths & Secrets Exposed
( Updated: )

Official Central Bank of Iraq (CBI) Dinar Rate:


1310 IQD to 1 USD


Dinar Market Rate:

(CBI last reported for May-2025)

1390 IQD to 1 USD

- Rates Are Within IMF 2% Rule: NO

- Are Rates IMF 2% Rule Compliant for 90 Days: NO

(maintained market rate: Mar. 15, 2018 to 4-20-2020 | 12-20-2020 to 5-26-21 | 6-16-2021 to Unknown date)

(NOTE: rates were out of compliance for 3 days starting 11-5-2019 & 2 days starting 1-7-2020 and from 4-21 to 12-19-2020 |From 5-26-21 to 6-16-21)

NOTE: Stopped daily market rate reporting on 8-11-2021. Began monthly reporting
Dinar Guru "RV" Meters
( Updated: )
Dinar Gurus who feel Dinar will RV within days...
26%
Dinar Gurus who feel the Dinar will NOT "Change" until certain "things" are accomplished...
74%

Dinar Gurus who feel the Dinar will FLOAT "slowly" upward instead of RV...
37%
Dinar Gurus' Official Master List of Possible Major " To Do's ":
  1. Moved to IMF Article VIII
  2. HCL passed/imp. [Temp 11/2014] [agreed in spirit 12-2014]
  3. Erbil Agreement Impl.
  4. Election Law (DONE! 12/2013 | Amend Dec 2019)
  5. UNSC Chapter 7 (Done?? summer-2013/ Dec/2017 moved to ch VI?? June-2018 Resolution 1487: CBI released from Sanction list. Voted 2-22-2022 Resolution 2621. 8-12-2023 - Iraq appears out of Ch VII but U.S. has not release them)
  6. UNSC Chapter 6 (began 12/2017 ?)
  7. Article 140 impl. (Supreme Court Support 5/2018 - must impl.) (8/2019 Federal Court clarifies constitutional force) (National census complete - preliminary results Nov/2024)
  8. Economic/Banking laws passed (more needed)(12-2017)
  9. Investment laws (Voted! 10/2015 Printed 1/2016)
  10. Power Sharing (Done!! 10/2014)
  11. Internationally accepted Dinar
  12. GOI Seated (10/2014) [Done - Fully seated 6-6-2020]
  13. Tariff Law (partial)
  14. CBI & Market rate within 2%-90 days (start ~Mar. 15 2018? Nation wide start ~Nov. 2018)
  15. E.O 13303 (Done 12/2017 - Biden renewed May 2023)
  16. Law of Financial Administration/Financial Management Law (First vote May 2019) | Amend Dec. 2019
  17. CBI Auctions Stopped (partly Done - June 2020? to Jan/2024) (Moved to local banks - Jan/2025)

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12-12-2025   Intel Guru Wolverine  [via Judy Byington]  Things are definitely rolling!  I received a call from a very valuable source. They said “We are ready to go!"  I also received intel saying Level 4B release had been authorized.   A message received said that this Christmas will truly be different. 

12-12-2025   Intel Guru MarkZ 
 [via PDK]  Comment: I don’t think the checklist will be done until January. Glad that’s not far off.  MarkZ:  A lot of people are on this same opinion. Could it still go before then? Absolutely. 

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12-11-2025   Intel Guru Frank26   When we see the Iraqi dinar on Forex being traded, that's when we can all celebrate.  There are many factors that will show the new exchange rate is in our mix.  Another example would be the HCL or the salaries. 

12-11-2025   Newshound Guru Clare  Article: "Iraqi Kurdistan resumes oil exports to the United States" Quote: "Two months after the Iraq-Turkey pipeline reopened, an oil tanker carrying crude oil from the Kurdistan Region of Iraq and coming from the Turkish port of Ceyhan docked...at the Louisiana Offshore Oil Port terminal...More of these tankers are likely to discharge in the United States in the near future. Refineries in the United States use a variety of oils, although not all of them are produced locally or transportable in a cost-effective manner. While the United States exports light sweet crude, it imports medium, heavy sour, and other kinds from the Middle East and Latin America to meet demand from refineries that use these inputs."

12-11-2025   Newshound/Intel Guru Walkingstick  They will use multiple exchange rates more than likely because that's what they're talking about...A fixed rate in country and they're going to use a float outside of the country.

12-11-2025   Newshound/Intel Guru Fnu Lnu   It is legal and highly advised that you structure yourself in IRC allowed structures. By using various entities and combinations thereof, you can legally pay little to no taxes, depending on your level of determination and willingness to do the paperwork. Large windfall profits will not last very long, often 5-7 years, without asset protection strategies. Find a good asset protection attorney and forget about bank employee stooges who will advise you on how to lose your fortune and support their employer.  If they were any good at their jobs, they wouldn't be working at a bank. Wealth managers are a joke and do not have your best interests at heart. [Dinar Guru Note: Do your tax homework.   At the appropriate time for your unique circumstances consult your tax and asset protection advisors.]   [Post 2 of 2]

12-11-2025   Newshound/Intel Guru Fnu Lnu  The issue of taxes on a future currency revaluation of the IQD surfaces from time to time. I will give the bare facts here. This currency exchange is a 988 tax event according to the IRC. (Internal Revenue Code) This means YOU may elect to pay your taxes on the profits as either Capital Gains or Personal/Regular Income. The choice is up to you. It will depend on how you have structured your financial life. As the Mid-West Criminal Investigator for the IRS told me at our weekly cook out, "The tax code is written for both kinds of people. Those who pay taxes and those who do not."  [Dinar Guru Note: Do your tax homework.   At the appropriate time for your unique circumstances consult your tax and asset protection advisors.[Post 1 of 2....stay tuned]

12-11-2025   Intel Guru Frank26   [Iraq boots-on-the-ground report]   OMAR:  Sudani spoke and said it's time for the currency to match the wealth and prestige of our nation...and the dinar should reach its full potential and enhance our economic growth.  Sudani said he hoped the dinar would stop being overlooked and rather reach its full independent control of their destiny... FRANK:   How many more combination of word salads can they come with without being...obvious?  OMAR:  Sudani just said we have completed in full the reforms and are in full international compliance.  FRANK: Oh, man, this guy is talking way too much...You're making me dizzy! 

12-11-2025   Newshound Guru Sandy Ingram  You may be asking, how is Iraq doing this?  Their oil money, baby.  The oil money, because of the sanctions policies, goes into a bank account at the Federal Reserve Bank and then Iraq can get access to this money at any time.  Because of the flow of the large sums of income from oil, Iraq has been able to amass over a hundred billion dollars in foreign reserves.​

12-11-2025   Newshound Guru Militia Man   IMF Article VIII status:  The IMF's Article IV consultation published in July of 2025 confirms Iraq no longer maintains any exchange restrictions on current account transactions and no longer has multiple currency practices.  That means Iraq has already met the legal requirements for Article VIII.  That's big.  The only remaining practical step is the public announcement that the dinar is fully convertible for current account transactions and the opening of a dinar trading pairs on international Forex.

12-11-2025   Newshound Guru Samson  Article:  "THE US HOUSE OF REPRESENTATIVES VOTES TO REPEAL AUTHORIZATIONS FOR THE USE OF MILITARY FORCE AGAINST IRAQ : THE IRAQI EMBASSY WELCOMES THE MOVE"

12-11-2025   Intel Guru Frank26   [Iraq boots-on-the-ground report]  OMAR: Financial advisor for...Shafaq news...he says, 'Just an update.  The official 1310 IQD rate is expiring at the end of December 2025.  Looks like it will change come January 2026...not every day that happens...We're looking at a brand new rate structure...A interesting financial shift on the horizon.'  FRANK:  Call the doctor, page the nurses, bring in all the medical technicians, release a red code because my heart is about to explode with excitement...Every day it gets louder and louder and more and more exciting on the monetary reform. So much information is pouring out every day which tells me we are extremely close... OMAR:  Then he said it's his personal opinion...Hope Alaq doesn't have him silenced.  FRANK:  Mr. Economist...I got a feeling it was Sudani...Trump...who sent you...to impress the citizens of Iraq.

12-11-2025   Newshound/Intel Guru Mnt Goat   There is lots of discouraging articles, mostly falsified information by the Iranian influence who want to keep the same old status quo of enriching Iran over Iraq...Folks they are telling us now this is right around the bend and the dinar is going back to FOREX. It is not an option but a mandatory step for the future financial goals of Iraq. All the messages we are getting from the CBI now tell us that January 2026 is still a target for the reinstatement.   [Post 2 of 2]

12-11-2025   Newshound/Intel Guru Mnt Goat  I wish I could tell everyone that the removing the of the zero has begun but it hasn’t. Here we sit, almost mid-December already and still waiting for the execution of what they told us months ago would occur at about now. Will we have to wait until mid 2026 or longer for the reinstatement?  Tell me…why in hell would the CBI along with a huge effort from the GOI go through all these reforms and economic projects i.e. The Development Road Project, expansion of oil, Customs and Tariffs. etc., etc. if they were not serious to re-enter the global markets?   [Post 1 of 2]  

12-11-2025   Intel Guru Bruce [via WiserNow]  ...last Sunday...we know that when the Dinar...came out on... Forex... as an international rate...they wanted the dinar to be traded up higher for us. We know what the rate was when it came out. The rate was to be traded up higher and higher and higher until they got to where it needed to be -- Now, is it where it needs to be yet? I don't know...Will it be there by Thursday? Supposing that we start exchanges then??  Probably so...So we'll see how that how that goes...We do know this, though, as far as the dinar is concerned, remember, at the redemption centers “ONLY” there  is a contract rate, meaning it's been contracted, President Trump did this.

Get caught up on past updates below and if you are not a dinarguru.com alert list yet now is a great time to do it...It's free and only takes a sec to join...If you invested in the dinar and spend time on the site you don't want to miss something very important because you're not on the list.  Click here to get on the list now.

12-10-2025   Intel Guru Frank26    [Iraq boots-on-the-ground report]   OMAR: The Central Bank of Iraq has made an announcement that the current exchange rate of 1310 dinars per dollar will expire at the end of December 2025.  He hasn't provided specific new rate yet.   But what he's doing in the gazette, this indicates a new rate or structure will be introduced starting in January.  We're looking for a planned transition at the start of the new year. FRANK:  Alaq is painting the perfect picture for a new exchange rate that is coming in the gazette.

12-10-2025   Newshound Guru Clare   Article:  "Trade: Plans to increase Iraq's representation abroad" Quote: "...with assurances from the World Trade Organization that the country’s accession to it is imminent in light of the clear improvement in national economic indicators..."

12-10-2025   Newshound Guru Militia Man   We've been studying Iraq's financial and monetary reforms.  What we're seeing in the last 3+ years under Prime Minister Sudani, Financial advisor Sammy, Central Bank Governor Alaq is simply the fastest and most coherent execution phase I think we've ever seen...You can also include the MCOE, Ministerial Council of Economics.  They've been working with the BIS, Bank of International Settlements, IMF, World Bank, WTO, WCO. Everybody's been working in the background.

12-10-2025   Newshound Guru Samson   Article:  "THE CENTRAL BANK IS RESTRUCTURING ITS BRANCHES IN BASRA AND MOSUL ... AND AN EXPERT DESCRIBES THE MOVE AS 'STRANGE' "

12-10-2025   Newshound Guru Sandy Ingram  Iraq placed two known terrorist organizations on a list to block their finances.  Within hours, not days, not weeks, not even a month but within hours they remove Hezbollah based out of Lebanon and the Houthies Movement which is from Yemen from the list [Saying adding them was an error].  This is not good.  These actions...has news articles in different countries asking the question in headlines, who the hell is in charge in Iraq?

12-10-2025   Intel Guru Frank26  [Iraq boots-on-the-ground report]   FIREFLY:  The CBI came back out again today and they said they have officially linked with all corresponding large banks globally around the world.  FRANK:  You're being trained to go international.  There's no way in the world you can go without knowing what you're going to do.

12-10-2025   Newshound/Intel Guru Walkingstick  Multi-currency exchanges rate is for a reason.  They know exactly what the repercussions will be.  They know exactly the numbers they need to release...[and] the laws for this monetary reform to succeed.  This has been well planned and thought out for many years.  When we taught it to you, we called it the revaluation of the Iraqi dinar.  It is now going to go into the reinstatement at 1 to 1 and they want to reach the reinstatement of $3.22 and a float... 

12-10-2025   Newshound Guru Clare  Article: "Before the UNAMI mission closes... the United Nations praises a 'new chapter' for an Iraq that 'owns its own destiny' "   Quote:  "The head of the United Nations Assistance Mission for Iraq (UNAMI), which will leave the country at the end of December after a mission that lasted more than 20 years...Today is a great day for the international  community, as it witnesses the honorable and dignified closure of a United Nations mission...Iraq emerged victorious,”  congratulating the country on holding parliamentary elections in November that were 'among the freest, most organized and credible ever in Iraq.' "

12-10-2025   Newshound Guru Militia Man   For anyone that's been watching ...even just a few years, note that, that quiet, methodical way this is being executed is exactly what we always thought it would.  They can't tell us everything.  We're now in that final process as far as I can see.  How long that process is still going to be is to be determined...

12-10-2025   Intel Guru Frank26   Are they trying to tell you something?  IMO, I think they are trying to tell you, you will be completely sovereign on that day and that's why the United Nations is leaving because they're done and you are done...It is a major announcement about your monetary reform...You guys are about to have purchasing power IMO and your currency is about to play with the big boys across the border...They're not playing any games.  They're not using slight of hands.  Everything they're telling you is for one reason and one reason only.  Your currency is about to go into the international markets...You are now going to go 1 to 1 on par with the American dollar inside of your country...January 1, 2026 has been targeted!   [Post 2 of 2]

12-10-2025   Intel Guru Frank26   [Iraq boots-on-the-ground report]  FIREFLY:  Sudani has just asked permission from the United Nations to be released from the sanctions...It is said that the United Nations will release Iraq from under their vision.  The United Nations is leaving Iraq.  They are going to release us from under their supervision of us.  They told us Iraq can be fully sovereign nation within 23 days...They said Iraq has met all international qualifications...The Iraqi government requested this for a more equal relationship with the United Nations and it was granted a return to normality...It's a pretty big milestone for us...  FRANK:  This really smells good...because 23 days from now is January 1, 2026.  [Post 1 of 2....stay tuned]

12-10-2025   Intel/Newshound Guru MarkZ   [via PDK]  Article:  “Trumps new National Security Strategy-Key Takeaways” Basically we (the US) is done trying to engineer countries, trying to change them. He says they are what they are and we need to stop trying to change them. Its up to them and part of them being sovereign.   Trump is hoping Iraq will be a rudder in middle east policy and help others in the region. We are going to get our return on our investment in Iraq and then stop monkeying in the middle east. In the future we are going to just let them do their own thing.

12-9-2025   Intel Guru Frank26   In this month of December, many currencies are preparing for the beginning of next year to change their value.  This is my very strong opinion...The Iraq dinar is the lynch pin.  It is the number one currency for all the other global currencies to reset.

12-9-2025   Newshound Guru Pimpy  When I tell you there's a difference between "nominal value" I'm just talking about the way the bank notes look.  It's what the government says that piece of paper is worth.  That's what the nominal value is.  There's a difference between the nominal value and the exchange rate.  Don't confuse the two. 

12-9-2025   Newshound Guru Militia Man   Investors are going to see the emerging market aspect of Iraq is a no-brainer especially with the largest financial institutions...energy companies in the world there.  I think markets see growth and when they see growth they get FOMO, fear of missing out.  Timing of this could very well be in Iraq's best interest because it's going to have a very big...positive impact especially if they get this done by the end of the year.  It's probably going to make the market really happy.  

12-9-2025   Intel Guru Frank26  The Gazette dated December 1, 2025, the CBI governor himself  discussed the potential rate change...It's not so much a step-by-step instructions on how to exchange the currency you Iraqi citizens.  It's more, 'hey, we're doing this.  Hey, you got to do some things. Hey, we have details for you.'  That's what Alaq is doing.  He's putting all this information in the gazette for the citizens to see.

12-9-2025   Newshound Guru Clare  Article: "Saleh: Economic diplomacy opens up prospects for diversifying the Iraqi economy and strengthens its position in global markets"  Quote:  "The Prime Minister’s financial advisor, Mazhar Muhammad Salih, confirmed on Tuesday that economic diplomacy has opened up broad horizons for diversifying the Iraqi economy...These are steps that will enhance Iraq’s international position, reduce the fragility of its rentier structure, and build a diversified economy that is more capable of facing economic fluctuations in the world."

12-9-2025   Newshound/Intel Guru Walkingstick  Inside of the country of Iraq there's a fixed rate that is being established to allow the Iraqi dinar to be 1 to 1 on par with the American dollar.  Not pegged, but on on par.  All of this is in country, inside of the borders of Iraq...The dinar is about to go into a float in the world markets outside of Iraq.  It is the people outside of Iraq that will cause the supply and demand...That means it's going to go up in value, let's say $3.22.  But if they start at $3.22 then they may cap it at $4.25 the way they said...This is multiple exchange rates! 

12-9-2025   Newshound Guru Sandy Ingram   The US government has built the largest consulate in the world in Northern Iraq.  This is important because...this tells me we are getting closer and closer to being able to visit Iraq.

12-9-2025   Intel Guru Frank26   CBI's Alaq comes out on Iraqi television Channel One Iraqi News and he tells the Iraqi citizens we are introducing a multiple exchange rate. Now, before you lose it and say, 'That's not possible.  You can't have two exchange rates.'  I understand.  You cannot.  There's only one exchange rate in the country of Iraq which is going to be 1 to 1 when it's all over and done with.  Now, the reason Iraq is doing this multiple exchange rate is because it is allowing them to transition from a fixed rate (1320) to a float outside of the borders of Iraq.  Multi-rates are for countries that have low exchange rates like the Iraqi dinar...Outside, supply and demand will drive the value up.

12-9-2025   Newshound/Intel Guru Mnt Goat   So, the U.S. ambassador is now in Iraq and the U.S. president’s envoy Savoy is due to arrive soon. What will they talk about? ...it is going to be about the demands of the U.S. for security concerns with the Iranian backed militias still stationed in Iraq. The message is still the same – get them the hell out of Iraq!  Article:  “WASHINGTON CALLS ON BAGHDAD TO DISMANTLE “IRANIAN MILITIAS” AND AFFIRMS ITS COMMITMENT TO WORKING WITH IRAQ“  ...the Iranian militias are a problem and must be dealt with.  However do they need to do all this ‘dismantling’ prior to the reinstatement or just have a solid, agreed upon plan in place? All we can do is pray that this is the case of having a plan in place, committed to and then let the RV go.

12-9-2025   Intel/Newshound Guru MarkZ   Question:  Supposedly CBI Alak said rate of 1310 exists through December 30/31.  Have you heard the same? Does this mean we wait until then?   MarkZ:  Nobody knows the timing but Alak has mentioned for some reason that date and the rate a lot.  There is  a lot coming together in Iraq on New Year's Eve.  Does not mean it cannot go before then. 

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